When I'm 64!

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  • julicornjulicorn Forumite
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    Thank you for your update, it is really inspiring to see how far you have come with your hard work! Congratulations on the upcoming wedding and retirement as well :heart:
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £222,600
  • edited 10 February 2020 at 3:46PM
    DurbanDurban Forumite
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    edited 10 February 2020 at 3:46PM
    Apologies for butting in on this thread.

    For some reason, since the new site has been up and running, everytime someone comments on this particular thread , I get a notification to my personal email box.  I have never subscribed to this thread. , although have enjoyed reading it.

    I don't want to unsubscribe on my emails as then I think it will unsubscribe Martin's weekly email.

    Any ideas what I could do please?
  • StaffordiaStaffordia Forumite
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    Being mortgage free for the last year or so has been fabulous, and has allowed me to target early retirement aggressively.   After much time with spreadsheets, and working out various scenarios, I have come to the realisation that I can do this in the next few months.  I won't retire, as in take my company pension, but will pay myself a salary.  Effectively, I will be a woman of independent means.  

    When I look back to late 2008, and the depths of despair that I was in when my long term relationship ended, it is hard to believe less than 12 years later, I have turned my life around.  I have found a very special girlfriend who will become my wife later this year and we will both be able to start that phase of our life unencumbered by work.  We are truly thankful for our lives.  When times are hard, you have to remember that there is some light at the end of what seems a very long tunnel.


    So the time has come, I have handed in my notice, and will finish in June.  with my accrued annual leave, I have 5 days left at work.  After 30 years, I can set the alarm because I want to, not because I need to.

    Mortgage Free November 2018
    Early Retired June 2020
  • Mrs_Money_PennyMrs_Money_Penny Forumite
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    Hi Staffordia I have just read your diary from start to finish. Very well done and enjoy your retirement x
    £44752.79/savings £40892.30
  • StaffordiaStaffordia Forumite
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    Hi Staffordia I have just read your diary from start to finish. Very well done and enjoy your retirement x
    Thank you. 
    Mortgage Free November 2018
    Early Retired June 2020
  • StaffordiaStaffordia Forumite
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    A while since I posted on my own thread, although I have joined in other people's diaries who are far more prolific than I am.  

    I reread my thread and noticed the reference to my girlfriend becoming my wife in 2020.  Needless to say, our plan was interrupted by Covid and it didn't happen.  However I'm delighted to say we have now tied the knot and I finally have a wife, not something I ever foresaw happening when I was younger, (it wasn't allowed legally).  It wasn't a particularly MSE event, but we and our guests had a fabulous weekend celebrating.  A memory to cherish.
    Mortgage Free November 2018
    Early Retired June 2020
  • South_coastSouth_coast Forumite
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    What wonderful news 😍 Congratulations to you both x
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • StaffordiaStaffordia Forumite
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    What wonderful news 😍 Congratulations to you both x
    Thanks SC
    Mortgage Free November 2018
    Early Retired June 2020
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