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When I'm 64!

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  • julicorn
    julicorn Posts: 2,290 Forumite
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    Thank you for your update, it is really inspiring to see how far you have come with your hard work! Congratulations on the upcoming wedding and retirement as well :heart:
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £215,400 minus £10,300 overpayment savings pot
  • Durban
    Durban Posts: 481 Forumite
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    edited 10 February 2020 at 3:46PM
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    Apologies for butting in on this thread.

    For some reason, since the new site has been up and running, everytime someone comments on this particular thread , I get a notification to my personal email box.  I have never subscribed to this thread. , although have enjoyed reading it.

    I don't want to unsubscribe on my emails as then I think it will unsubscribe Martin's weekly email.

    Any ideas what I could do please?
  • Staffordia
    Staffordia Posts: 347 Forumite
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    Being mortgage free for the last year or so has been fabulous, and has allowed me to target early retirement aggressively.   After much time with spreadsheets, and working out various scenarios, I have come to the realisation that I can do this in the next few months.  I won't retire, as in take my company pension, but will pay myself a salary.  Effectively, I will be a woman of independent means.  

    When I look back to late 2008, and the depths of despair that I was in when my long term relationship ended, it is hard to believe less than 12 years later, I have turned my life around.  I have found a very special girlfriend who will become my wife later this year and we will both be able to start that phase of our life unencumbered by work.  We are truly thankful for our lives.  When times are hard, you have to remember that there is some light at the end of what seems a very long tunnel.


    So the time has come, I have handed in my notice, and will finish in June.  with my accrued annual leave, I have 5 days left at work.  After 30 years, I can set the alarm because I want to, not because I need to.

    Mortgage Free November 2018
    Early Retired June 2020
  • Mrs_Money_Penny
    Mrs_Money_Penny Posts: 1,236 Forumite
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    Hi Staffordia I have just read your diary from start to finish. Very well done and enjoy your retirement x
    2024 Decluttering 5792⭐️⭐️⭐️
  • Staffordia
    Staffordia Posts: 347 Forumite
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    Hi Staffordia I have just read your diary from start to finish. Very well done and enjoy your retirement x
    Thank you. 
    Mortgage Free November 2018
    Early Retired June 2020
  • Staffordia
    Staffordia Posts: 347 Forumite
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    A while since I posted on my own thread, although I have joined in other people's diaries who are far more prolific than I am.  

    I reread my thread and noticed the reference to my girlfriend becoming my wife in 2020.  Needless to say, our plan was interrupted by Covid and it didn't happen.  However I'm delighted to say we have now tied the knot and I finally have a wife, not something I ever foresaw happening when I was younger, (it wasn't allowed legally).  It wasn't a particularly MSE event, but we and our guests had a fabulous weekend celebrating.  A memory to cherish.
    Mortgage Free November 2018
    Early Retired June 2020
  • South_coast
    South_coast Posts: 5,048 Forumite
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    What wonderful news 😍 Congratulations to you both x
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Staffordia
    Staffordia Posts: 347 Forumite
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    What wonderful news 😍 Congratulations to you both x
    Thanks SC
    Mortgage Free November 2018
    Early Retired June 2020
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