When I'm 64!

Staffordia

Lots of changes on the horizon. My GF retired (early I have to add) last summer, and is really enjoying the freedom she has.

I am in the process of selling my house, and purchasing a bigger one, which means a temporary increase in the mortgage. GF will then sell her house and move up with me, house will then become ours, and the mortgage paid off.

Only fly in the ointment is my conveyancer who is holding things up, we are now 3 months into the process!

Keeping my fingers crossed that it won't be long now, I initially specified a moving date of 18th April, not going to happen!

If this all pans out, I will be on track to retire early in 4 years.

Staffordia

I am mortgage free :j

Girlfriend sold her house, moved in and the mortgage is history.

kev2009

Congrats!!

Retirement still in 4 years or sooner?

Kev

Kittenkirst

How fantastic!! :j:j

What a great feeling to know you and gf both own your very own home

What’s the next plan? Retirement or something else?

CathT

Just found your diary and you're now mortgage free! Enjoy the early retirement planning and all that spare cash.

Poppycat1

Just read all of your diary. Well done. I hope you are both very happy in your mortgage free home together. It's great reading stories like yours.

Staffordia

Kittenkirst wrote: »

How fantastic!! :j:j

What a great feeling to know you and gf both own your very own home

What’s the next plan? Retirement or something else?

Thank you, retirement for me in under 4 years is the next aim.

Want to spend time doing things with my girlfriend not stuck in an office 50 miles away.

Staffordia

Thank you Poppycat1, CathT and kev2009.

I feel great about what the two of us have achieved together, a fabulous mortgage free house and the fact that after 6 years of a semi long distance relationship we are finally living together.

Staffordia

Being mortgage free for the last year or so has been fabulous, and has allowed me to target early retirement aggressively.   After much time with spreadsheets, and working out various scenarios, I have come to the realisation that I can do this in the next few months.  I won't retire, as in take my company pension, but will pay myself a salary.  Effectively, I will be a woman of independent means.  

When I look back to late 2008, and the depths of despair that I was in when my long term relationship ended, it is hard to believe less than 12 years later, I have turned my life around.  I have found a very special girlfriend who will become my wife later this year and we will both be able to start that phase of our life unencumbered by work.  We are truly thankful for our lives.  When times are hard, you have to remember that there is some light at the end of what seems a very long tunnel.

doingitanyway

Staffordia said:

Being mortgage free for the last year or so has been fabulous, and has allowed me to target early retirement aggressively.   After much time with spreadsheets, and working out various scenarios, I have come to the realisation that I can do this in the next few months.  I won't retire, as in take my company pension, but will pay myself a salary.  Effectively, I will be a woman of independent means.  

When I look back to late 2008, and the depths of despair that I was in when my long term relationship ended, it is hard to believe less than 12 years later, I have turned my life around.  I have found a very special girlfriend who will become my wife later this year and we will both be able to start that phase of our life unencumbered by work.  We are truly thankful for our lives.  When times are hard, you have to remember that there is some light at the end of what seems a very long tunnel.

What a beautiful post. Enjoy where you are. You earned it!