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I'm in big trouble and need help
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And i am sure that is a Blackpool number!!Quality is doing something right when no one is looking - Henry Ford
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Hi Dad, I gather that from reading the thread. On other forums I frequent it is not allowed. I'll read the MSE ones if I can tear myself away from the boards!!A minute at the till, a lifetime on the bill.
Nothing tastes as good as being slim feels.
one life, live it!0 -
MoaningMyrtle wrote: »Hi Dad, I gather that from reading the thread. On other forums I frequent it is not allowed. I'll read the MSE ones if I can tear myself away from the boards!!
Hi Myrtle, that's OK, I'm still pretty much learning the ropes on here so you're probably right. Though extenuating subject and all that.Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
[strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!!
● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.730 -
Jeez! I feel like I've opened a bit of a can of worms today! First post, and all this controversy already! I'm almost smiling to myself! You guys are great! As I said before, I am pretty savved up, I know an 'independant' mortgage broker/adviser is not going to solve all my problems, and would think twice before indulging in any such dramatic advice. I hope others are so cautious. On saying that, I appreciate ALL of your comments. I have read them all, and taken them all on board. I am working on my SOA, but I'm a bit confused on my secured loan. I had to work until 10pm this everning, so now is not the time to explain I don't think, but I will definately post under 'SadGirls's SOA tomorrow, and see what you guys think of it.
Apologies for the er, disruption!!Half the Interest with Boo : Barclaycard £4765.64 May 20070 -
TBH SadGirl, that mortgage rate must be horrendous or you took it over a very short term. I pay £414 a month for a £40k mortgage over a 10 year period and my rate isn't the best as I'm only 3 years out of bankruptcy.
If you've taken it over a short term, increasing the repayment term will knock £100's off and you can always remortgage to a shorter term later on.
As for losing the house if you bank, you won't unless there's a lot of equity in it after both the mortgage and secured loan are taken off. You can have a car too as long as it's not too expensive.0 -
I think I got it a bit wrong
Sorry. I'm working on my SOA now. I'm just waiting for my finance company to get back to me with some figures. My mortgage had a top up some 3-4 years ago, it's actually £60k at £440 a month at 5.9%. Does that sound better? Half the Interest with Boo : Barclaycard £4765.64 May 20070
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