Fluffpuff's Daydream Diary for 2013

Fluffpuff

Well considering we're still in 2012 I've been super organised in getting ready for the new year and all the plans I have. Me and my partner aren't in too much debt. Aside from my car on finance which I currently owe £4200 on, we have a total debt of £3770 which I would like to disappear within 6 months. Then we can start to save to buy our own house, our wedding and a nice little holiday and also to start my dreaded degree it just has to be done and it is going to cost a fortune! But hopefully I won't feel the pinch if the money has come from saving pennies elsewhere.

I've also piled on the pounds this year and want to get down to my usual weight of 8 stone 7. I weighed myself today and considering I've been scoffing like mad over the festive period I've actually lost 2lb taking me down to 10 stone so 22lb needs to be shifted before summer.

Today I have rang up equifax and cancelled my subscription saving me £8.99 a month and I have taken movies off Sky saving me £8 a month however I'm unhappy that Sky line rental has crept up to £14.50 and looking at the rest of the providers it looks like they'll be creeping up even more in January so at the moment I'm unsure which provider to change to unless I can haggle with Sky.

I've made £3.84 extra cash too so far which isn't much but I'm hoping each month I can get this up to £30 to make some extra payments towards our debts.

I've also convinced my partner to sell his car as we don't need two cars and he has agreed :j so whatever he sells it for which will be around the £500 mark we are going to pay off a debt.

I've joined the positive steps challenge, taking lunch to work challenge, pay off all your debts in 2013 and have been having a little tinkle on free bingo to see if I can make some extra bits and bobs. Doing the free bingo has kind of helped me to stop putting in the odd £5 thinking that its not that much so it won't matter, well it certainly mounts up! I've also stopped putting the lottery on saving us around £10 per week. I know OH keeps sneaking a ticket though!

So here's to living frugally, eating healthily, counting the pennies, losing the pounds and making sure every penny counts and stretches as far as it will go! :beer: