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Debt Free TODAY!!!!!
hazelandannie
Posts: 10 Forumite
I came across the CCCS almost 5 years ago, thanks to this website, when I had hit rock bottom with my finances. I was paying the bare minimum on all my credit cards, the bank chasing me for a huge overdraft, loans I couldn't pay, even to the point I was paying the council tax and other bills with a credit card.
I contacted the CCCS and then began the DMP for the next 4 years and 4 months.
My final payment was paid today , so I can finally say that I am debt free for the first time in many many years.
I've also learnt some very valuable life lessons since it started. Nowadays if I don't have the cash for it, I don't buy it. If I don't need it, I don't buy it. I will save money each month from now on for holidays and christmas, rather than struggling to find a big chunk of money.
A huge weight has been lifted and it has made the struggle of the past 4 years and 4 months worth every minute.
I'm now looking forward to starting a new year being completely DEBT FREE!!!!!!!!!
I contacted the CCCS and then began the DMP for the next 4 years and 4 months.
My final payment was paid today , so I can finally say that I am debt free for the first time in many many years.
I've also learnt some very valuable life lessons since it started. Nowadays if I don't have the cash for it, I don't buy it. If I don't need it, I don't buy it. I will save money each month from now on for holidays and christmas, rather than struggling to find a big chunk of money.
A huge weight has been lifted and it has made the struggle of the past 4 years and 4 months worth every minute.
I'm now looking forward to starting a new year being completely DEBT FREE!!!!!!!!!
0
Comments
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Congratulations!BYS # 7 £0 /£1000Quit smoking Sept 2013 - Saved £525 (4/12/13)0
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Fantastic news! Very well done
And good luck for 2013 and onwards!
Wealth is what you're left with when all your money runs out0 -
Brilliant news - congratulations!! :T:T:T0
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Well done and all the best for a debt free 2013!0
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Congratulations!!! :j
any pearls of wisdom to pass onto the rest of us 0 -
Woo hoo congratulations!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Dxxx0 -
Congratulations. It must be very freeing.0
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Excellent news!! Congrats!
JCG
xx:smileyheaMarried on 20/07/2012! :smileyhea
:DBought my new car 11/08/12:D:cool: Save £12k In 2013 Num 009! £5502/£5000 :cool:
Save £12k in 2014 Num 22! £2131/£3000
Emergency Fund £00 -
Well done!! I am where you are 5 years ago - here's hoping I can follow your success!!LBM- 10/12/12:embarasse Total £31401.82 +£5k to parents.
DEC2012 Loans x3 (£11957 ,£8933 and ££756), CC and SC x 5 (£1840, £2106,£2545, £790, £2201) Would like to be DF by Dec2017.
£2 Savers #81 - £8 20pSavers#71 -£4.00 Extra Payment a week - £00 -
Awesome, have an enjoyable Xmas and a wonderful debt free 2013 and onwards.0
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