I've done it!!

Better_Off_1983

I have my final payout from LTSB Credit Card! I was only expecting about £40.00 as my LTSB credit card balance was £90.00 I would have used the £40.00 to pay off the balance and pay the rest of the shortfall.

Today, I had a payments of £1257.00 for PPI on the credit card!

So I have just cleared that credit card, paid off a catalogue bill of £49.50 and just cleared my final credit card with the balance of £1183.25!

I still have £3000 to date sitting in an ISA account as well!

I have done it, I was in as much as £30k worth of debt, the PPI I had was up to £7k - I used £4k of that to clear the outstanding debt I had!

I predicted to be debt free by February 2013- But I am debt free before Christmas 2012! This is the best pre-Christmas present I could ask for!

I have instructed the companies to close the credit cards as well.

TakingControl

Well done :T:T:T

meer53

I'll have a drink for you tonight

You must feel absolutely amazing right now. Well done, you're an inspiration.

JustinCredibleGillespie

Well done you is right!!!

Congratulations

Hope you have a lovely Xmas this year.

JCG

xx

Fae

That's great well done you :T

Fae

HeadAboveWater

You'll be having one (or more!) of these :beer:

Well done and enjoy your money now!! :T

sickasachip13

Wow. Amazing.:dance:

Better_Off_1983

Thanks guys!

It can be done, it just requires alot of cutting back, budgeting, discipline and will power.

I think it helps if you work in finance as well (which I do!) I work in credit card collections!! :O

liltdiddylilt

That is fantastic news!!!!! Well done you!! What an amazing start to your Christmas. Get that tree up, and get celebrating!!!

[Deleted User]

I'm so jealous.

I'm a bit behind you, but I'll (hopefully) be DF by the middle of 2013.

DebtClearer

great news! Just goes to show what you can do!