We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

checkmyfile.com

Options
how do people find this? I am having a trial here and really helping me - for default dates etc

is this as good as the companies direct?
Official DFD: Dec 29
Challenge DFD: July 23
Debts Cleared: 1/13
Building EF: £20/£600 3%

Comments

  • Gordon_Hose
    Gordon_Hose Posts: 6,259 Forumite
    Debt-free and Proud!
    I've used them a few times, but found issue with the fact they advetise a "triple agency report" (don't know if they do anymore) and charge you to search the 3 agencies. Yet when you pay for your reports and look at them, they only contain data for two agencies.

    When I pulled them up on it they played it down saying Experian's data wasn't as "rich" as Equifax or Callcredit. I pointed out I'd paid for a triple agency report, regardless of the richness of data and demanded a full refund.

    The truth is, Experian don't supply data to checkmyfile as they like to sell their own products and services.
  • does state its two agencies with some bits on my report from Experian as well.
    Official DFD: Dec 29
    Challenge DFD: July 23
    Debts Cleared: 1/13
    Building EF: £20/£600 3%
  • Gordon_Hose
    Gordon_Hose Posts: 6,259 Forumite
    Debt-free and Proud!
    Ah, so they've changed the wording then. I expect they got pulled up on the "3 agency report" a fair bit.

    Apart from the issues above I found it easy to use, and handy to have your reports in one place.

    Personally though, I just use Noddle as it's free and shows all my accounts. Alternatively, you could get your £2 statutory reports from each.
  • Noddle wouldnt confirm I was who I was, and as my ex husband is a **** and I trust him as far as I can throw him. Left me with so much debt its good for me to see it and pretty sure would use it more than 3 times in a month to check (yes I am THAT worried about it all)
    Official DFD: Dec 29
    Challenge DFD: July 23
    Debts Cleared: 1/13
    Building EF: £20/£600 3%
  • Gordon_Hose
    Gordon_Hose Posts: 6,259 Forumite
    Debt-free and Proud!
    The lack of info from Experian would be enough for me not to use CMF again tbh. That's just me though :cool:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.