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It's great getting less mail.
![[Deleted User]](https://us-noi.v-cdn.net/6031891/uploads/defaultavatar/nFA7H6UNOO0N5.jpg)
[Deleted User]
Posts: 0 Newbie
I'm now receiving a lot less mail, than I was getting a few months ago, and I'm delighted. :j
The reason for the reduction is, I've finally broken the cycle of unauthorised overdraft fees.
I'd get paid, and the money would be transferred to my bill paying account, only for me to discover there were unauthorised overdraft fees, which would push me back into an unauthorised overdraft, a few days before I got paid.
After a lot of effort, I managed to scrape together enough to top up the account last month, and managed to stay within my agreed overdraft, meaning I've only got a couple in quid in charges this month, which my balance will cover. :cool:
The reason for the reduction is, I've finally broken the cycle of unauthorised overdraft fees.
I'd get paid, and the money would be transferred to my bill paying account, only for me to discover there were unauthorised overdraft fees, which would push me back into an unauthorised overdraft, a few days before I got paid.
After a lot of effort, I managed to scrape together enough to top up the account last month, and managed to stay within my agreed overdraft, meaning I've only got a couple in quid in charges this month, which my balance will cover. :cool:
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Comments
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That is great news, well done on getting it back in control, it is hard when it seems like a never ending struggle with charges etc.
Been here for a long time and don't often post0 -
Well done. This will psychologically and financially be a great thing for you!DFBX2013: 021 :j seriousDFW £0 [STRIKE] £3,374[/STRIKE] 100% Paid off
Proud to have dealt with my debts.0 -
That's great Bob!
I remember dreading hearing the letterbox go, and the endless stream of debt related mail.
It's so lovely to be free of that 0 -
The only recent mail I have had from my creditors is the balance figures I asked for as my DMP is ending v soon.
Its nice NOT to be written to !0 -
Just think now how much quicker your overdraft will reduce now its not having all them charges applied each month.
Onwards and upwardslbm 11/06/12 dept total 11499.470 -
Actually, the overdraft won't reduce until the new financial year.
That's because I can't pay it off, until my main loan ends in March.
After that, I'll be able to pay my overdraft off completely, in about 3 months.
By August/September, I'll be completely DF.0 -
Well, nearly a month has passed, and you won't believe how wonderful it has been, coming home each evening, to find no letters from the bank. :cool:0
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Its amazing not having to fear the letter box. Well done.0
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Your thread has spurred me on to get my OD sorted. I got charged £74 + interest this month just from unauthorised overdraft fees :mad::mad::mad::mad::mad:.
I really must get this un controlled asap. I am paying big bucks for absolutely nothing x0 -
i find it wonderful to be able to open my post knowing nothing scary is lurking now my debts are in hand.:j
*looks over shoulder just in case lol*SIMPLY BE-££577.11:eek:
Very BNPL - £353.00
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