The Remember Remember NSD November Challenge

freebyfifty

Welcome to the November No Spend Day (NSD) thread!!

We are a happy (and some might say mildly insane) bunch doing battle with those retailers - and there’s plenty of temptation out there at the moment. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we organise riotous nights out and gatecrash any function going - all without leaving the comfort of our own imaginations or armchairs!

On a slightly more serious note, we are here to help each other avoid spending for the number of days we feel we can manage to try to take back some control over our hard-earned money. What you class as a "spend'" is entirely your choice; some people will try to shop on the days DD/SO etc are paid, whilst others will not include essentials such as rent. Have a look for a post from our sponsor (and godmother of this challenge) BigMummaF, this contains some guidelines and ideas for starting you off on the challenge.

It’s amazing how inventive you get when you’re determined NOT to spend - from weird menu ingredients to surprising DIY solutions - but you know what? 99% of the time those wacky ideas work.


Link to last month's challenge is below so any newcomers can see what we get up to (hmmmmm... on second thoughts, that might put you off...)

https://forums.moneysavingexpert.com/discussion/4200335

freebyfifty

1st Target Met 2nd Target Met 3rd Target Met
Target Exceeded
Abundant – 25/25 Target Reached
Armchair – 10/7
Beanielou – 15/15 Target Reached 2nd Target Reached 17/17 Target Exceeded 17/18
BDINI – 15/9
Blindtoast – 15/15 Target Reached
Bottleofred – 16/14
Britabroad – 10/7
Candycupcake – 25/25 Target Reached Target Exceeded 25/26
Chris81418 – 19/19 Target Reached 2nd Target Reached 22/22
Citizenkitten – 17/12
DanielleNic – 15/12
Debtfreefuture – 12/12 Target Reached
Donna d – 10/10 Target Reached Target Exceeded 10/11
Dragon – 10/10 Target Reached 2nd Target Reached 15/15 3rd Target Reached 20/20 Target Exceeded 20/22
Emloves – 15/15 Target reached 2nd Target Reached 18/18 3rd Target Reached 20/20
EvertheOptimist – 10/4
Fae – 18/18 Target Reached 2nd Target Reached 20/20
Fallenarcher – 10/9
Fedup - 15/15 Target Reached 2nd Target Reached 18/18
Flubbery – 15/15 Target Reached Target Exceeded 15/16
Freeby – 20/20 Target Reached 2nd Target Reached 25/25 3rd Target Reached 28/28 Target Exceeded 28/30
Gien - 15/14
Giggles86 – 10/7
Greenanne – 8/5
Headabove – 10/6
Icklepiggle – 10/6
Ifwishes – 17/17 Target Reached
Igamogam – 10/10 Target reached
Jamiedodger – 25/24
Kitsch – 18/14
Learning2 – 25/8
Lemmings – 8/6
LeoLasagne – 10/4
Lincseffect – 10/7
Loubelle – 10/10 Target Reached
Marmite – 20/20 Target Reached 2nd Target Reached 22/22
Misslady – 7/3
Missyv – 25/25 Target Reached
ModestyB – 11/11 Target Reached 2nd Target Reached 15/15 Target Exceeded 15/21
Motoko – 10/10 Target Reached Target Exceeded 10/13
Muffin man – 10/10 Target Reached Target Exceeded 10/15
Muffy - 15/15 Target Reached
Munchin – 10/5
Mustnot – 20/10
Nannygladys – 10/6
Nargle – 15/15 Target Reached
Oodnood – 25/16
Penny73 – 10/10 Target Reached 2nd Target Reached 12/12 Target Exceeded 12/14
Phoenix – 25/18
Piquant – 15/15 Target Reached 2nd Target Reached 18/18 Target Exceeded 18/19
P0lly – 25/23
Purplemum - 10/6
Rachel – 10/9
Ranchyroo – 10/10 Target Reached
Rising – 12/12Target Reached 2nd Target Reached 18/18 Target Exceeded 18/21
Shannys – 10/10 Target Reached
Silvasava – 16/16 Target Reached
Siouxsie – 25/24
Slowlyfading – 18/18 Target Reached Target Exceeded 18/20
Spoony – 20/20 Target Reached 2nd Target Reached 24/24 3rd Target Reached 26/26
Suzitiger – 25/18
Tomandjerry – 20/20 Target Reached
Wannabee – 25/9
WantToBeSE – 25/25 Target Reached
Webitha – 10/6
Winterghosts – 15/10
Wintersun – 15/4
Xcarlyx – 10/9
Young_un – 15/15 Target reached
8hooves – 10/6

freebyfifty

This is for anyone who wants to set themselves a target for a number of NSDs in a row. We had some impressive numbers on this over the past few months so if anyone would like to have a go at this, I'll add you here


The In-a-Row Challengers


Abundant - 7-in-a-row Target Reached 8-in-a-row 9-in-a row

Chris81418 - 6-in-a-row Target Reached 7-in-a-row 8-in-a-row

Citizenkitten - 6-in-a-row Target Reached

Cumbrianmum - 4-in-a-row

D-Diva - 4-in-a-row

Dragon - 3-in-a-row Target Reached 4-in-a-row 5-in-a-row 6-in-a-row 12-in-a-row

Fae - 4-in-a-row Target Reached 5-in-a-row 6-in-a-row 7-in-a-row 14-in-a-row


Fedup - 4-in-a-row

Freeby - 5-in-a-row Target Reached 6-in-a-row 7-in-a-row 8-in-a-row 21-in-row

HappyTorty - 3-in-a-row Target Reached

Leolasagne - 3-in-a-row

Lily_the_Legend - 3-in-a-row

Marmite - 4-in-a-row

Missyv - 5-in-a-row Target Reached 6-in-a-row 7-in-a-row 8-in-a-row 10-in-a-row

Muffin man - 5-in-a-row

NinjaKat - 7-in-a-row

Oodnood - 10-in-a-row Target Reached 11-in-row 12-in-a-row 13-in-a-row 16-in-a-row

Piquant - 4-in-a-row Target Reached

Silvasava - 3-in-a-row Target Reached

Siouxie - 5-in-a-row Target Reached

Spoony - 6-in-a-row Target Reached

Suzitiger - 3-in-a-row

Wannabee - 4-in-a-row

WantToBeSE - 7-in-a-row

freebyfifty

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.


Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

butdoineedit?

No idea why i'm up quite so early on a Saturday, but seeing as i am i'll kick off with 15 again please Freeby.

Thank you for the shiny new thread!!

fedupandskint

I'll up my game to 15 for November along with a 4 in a row attempt a couple of times over the month

still got October to finish off yet and hoping to beat that target with quite a few days left to go

katy_ann

Im going to go for 15 aswell please! x

wannabee_in_credit

Morning all

Think I'll try for 12 in November with 4 in a row.

Munchin

Morning all

Can you put me down for 10 please. I always have the best intentions so hopefully I will stay the course.

Thanks

Munchin

young_un

Morning ooo this will be my first challenge
Can I be put down for 15 please
X

OutofDebt-NOT-OutofDanger

Hi All,

I'll go for a repeat of this month's target so it's 25 NSD & 10 in a row for me please.