Uni vs' The Beast Pt 2

fannyadams

What did I sacrifice a lot of to have my little darlings?
TIME
if you think puppies are hard work, then triple the amount of time they take up and that's how much one child takes up... and children? don't get me started on that!
Elizabeth Gilbert - "Having a baby is like getting a tattoo on your face. You really need to be certain it's what you want before you commit."

one of my friends says "having a child is like

Uniscots97

Thanks FA, it worries me about leaving it too late but I am glad that OH and I didn't go ahead with it when we planned to last year due to both of us being made redundant. I think its wise to have a cushion (savings) behind us, but I have heard some people say just go for it and you'll cope. I think (and tell me if you think I'm wrong) that having a lot of debt whilst having a child would be even more stressful. I am definitely sure it is what I want but I would like to be rid of as much debt as possible. I hope that makes sense.


I got a few christmas bits and pieces. Mr T has the huge box of Thorntons in again for £6. So I got one for my Mum. I've updated my spreadsheet so I know what I've spent.

Uniscots97

Morning all, its horrible outside. Going to pay an extra £10 to beast and Goliath today. OH is back onto night shift after being day shift yesterday. He's not happy they are messing him about but I said he should be happy he has work.

Uniscots97

Well no more free sky. We are now back to the normal basic channels. I will miss it but (unless we change our minds and cancel completely) we are paying the minimum.

I can't believe yet another power company is putting their prices up! Do they not make a big enough profit as it is? Having worked for a power company many years ago its not like their workers see any benefit. OH likes sitting about in shorts and t-shirt, I think I'll be flinging a fleece blanket at him. At least this week I can make some savings as OH is now back on nightshift and so is SS so I can turn off the internet overnight and any other rogue appliances. I know its not a lot running the internet over night but if its only me in the house overnight... who else is going to use it? The dog?

Going to stock up on some more tealights tonight and probably move the big vase that I use to store them in from the bathroom upstairs to the toilet downstairs, it means they are at hand when I need them. I had read that if you put the tealights in the freezer before using them they last longer. I think I maybe prefer using my freezer space for food.

For tea tonight, hot dogs (Trying to use what we have). I also have the docs tonight as well to see about the wasp sting I had. I really wish GP's would start opening on saturday mornings or running longer evening surgeries. Its taken me 4 weeks to get this appointment.

Uniscots97

Ok, my GP wasn't exactly helpful. Apparently even though I had every vein showing after being stung its not serious.

Picked up some sweets to make mini retro sweetie hampers for Christmas and a cream soft fleece (£2.49 , B&M) to use as a lining on our bedroom curtains. Also got Fox's biscuits (packs) for 2p in B&M. Oh and I forgot the tealights!

Off to bed now. I should have gone ages ago but been blethering to my Mum and finding out what (to tell Dad) she wants for Christmas!

Uniscots97

Morning All, how is everyone? Its very chilly here and I'm even wearing my big scarf in work (I hate being cold).

I had a thought this morning. I know I've still got a long way to go to pay my debt off but I've also come a long way too (decided it was about time I looked at the positives rather than the negatives, thank you for the inspiration LT ) . During the time of both my previous ramblings this is what I have achieved:-


1) Paid off my car loan
2) Paid off my store card (though I still need to sort out claiming my PPI)
3) Paid off a loan I had
4) I now have money for the whole month, not a lot but some. Better than when I didn't have any at all after pay day and was pushing things from one card to another
5) I now don't freak out if I get a small unexpected bill as I have a little money put aside (i.e. like the other day I needed a new headlight bulb. I know this might not seem like a lot but in years gone by something as little as this would have freaked me out)
6) I got rid of the spongers friends that were always take, take, take. (Had one that would invite herself for tea, knowing I would make her dinner and then stay the whole evening, it meant she didn't have to run her heating or spend money on food and she ended doing this 3 and 4 times a week)


I still use all the coupons I can (my latest being the printable vouchers on TGD, missed out on a few but there's still Halloween chocolate for 1p). Oh and I've found out I have £3.50 in Mr T vouchers I didn't know I had (checked their website), so my dilemma is - Do I spend this on myself or use it towards Christmas presents? :think: the front runner so far is buying something for my Mum who has been a star throughout all my ups and downs.

pencakes26

Hi, just thought I'd pop by and have a little read after you came and said hello on my thread

Christmas is really scaring me. I wont be getting my proper wages until the end of November and all my (very little) savings have gone on moving house/being unemployed. Eeek!

Homemade Christmas all the way for me!

HeadAboveWater

Hello unixgirluk :wave:

Oh! Seems like I followed pencakes26 from their diary to yours!!

Haven't read diary number 1 as yet, but gonna subscribe to this one. Want to hear about your battle with the Beast and Goliath! :eek:

4) I now have money for the whole month, not a lot but some. Better than when I didn't have any at all after pay day and was pushing things from one card to another

Yay! :j Definitely a good start and definitely motivation to keep going!

6) I got rid of the spongers friends that were always take, take, take. (Had one that would invite herself for tea, knowing I would make her dinner and then stay the whole evening, it meant she didn't have to run her heating or spend money on food and she ended doing this 3 and 4 times a week)

Hmmmmm... why do 'friends' do that?! It's not on! I've had to 'ditch' a couple of those too. I can only stretch so far Feel the better emotionally and financially for it too!

Good luck

Uniscots97

pencakes26 wrote: »

Hi, just thought I'd pop by and have a little read after you came and said hello on my thread

Christmas is really scaring me. I wont be getting my proper wages until the end of November and all my (very little) savings have gone on moving house/being unemployed. Eeek!

Homemade Christmas all the way for me!

I know how you feel with that one Pencakes that was me 2 years ago. I don't know who you need to buy for but may I suggest the following:

1) subscribe to Todays great deal, they do printable vouchers for your nearest Day Today shop for sweets, nibbles, wine and other booze. Can be great as little presents or the sweets as stocking fillers.
2) Charity shops, having volunteered in one for (in total) nearly a year I can honestly say the amount of new stuff coming through is frightening. A DVD there is a £1 (depending on which one you go to but ours was), add some popcorn and sweets, package nicely and you have a 'Night in' hamper for about £3.

I'll list more later but must run to catch the train.

Uniscots97

Made it to the train station. Waiting on my train. Just spied a former friend. Hadn't realised it was them as its raining hard so I ran to the shelter on the platform. When this person saw me they bolted! Only then did I realise who it was. I posted about this person not long after I joined mse, I had invited them to stay with me after they became homeless due to a relationship splitting up. It started out ok but then got way out of hand. Smoking in my house, dirty plates everywhere and bringing strangers back. I asked them to leave realising although I'd been good friends with this person for years I didn't know them. Two months later baliffs turned up at my door for my friend who had claimed my house was hers! I was gobsmacked. So I asked the baliffs who they worked for then handed over every phone number, email and every bit of info I had!