Bagpuss's blithering debt busting efforts!

bagpuss38

Hey there my little soul bearing outlet!

Have been on for a few days, due to sheer lack of time.

So ebay sales haven't gone as well as planned listed around 30 items and made about £30.

Some of those items are my DS's so I need to give him his share of the profits.

Will use some of the money to get stuff for little uns and the rest will pay bits of catalogues.

Have made payments to all debts this week.
DD1 got her loan money through and gave me £200.00 bless her
Not sure wot I'm gonna do with the money at the moment.
Need to pay DD2's dinner money arrears some £18.50.
Really I should make a dent in the rent arrears but I am more inclined to try and wittle down a couple of the smaller debts.
Any ideas would be welcomed.
Have filled in the court forms for rent arrears.
I have given full and frank reasons for the arrears.
I pray they will be lenient and allow us to pay in installments
Though am devastaed as I had paid of £206.00 of court costs only for them to add another £169.00 to the costs


Hubby has not helped the cause at all by driving into congestion charge zone then forgetting to pay it bam £60 fine!

Debts are going down slowly but surely. But it is a struggle to feed everyone and keep going.
On a good note, I phoned sky and cut our packages from £77 to £40. Still a lot but DD1 has said she is going to contribute to this.




Need to stay focused and stop moaning.

Till next time dear friend x

bagpuss38

HI ya

So more sales on fleabay!

Made around £28! so have transferred that to my card to pay a little extra to the catalogues.

Went shopping with DD1 and didnt spend a penny!:T
she very kindly bought me lunch and bought a few bits for the little 'uns.:D

Must update sig in a bit cos my debts are going down!

Court forms ready to go.

Really need to buckle down and make a meal plan.
I find i am wondering into mr t's and just getting the dinner for that day.
such a waste of time.
need to get a shopping trolley for when i dont have the car, then perhaps i can get more at once.

Money my daughter gave me is still sitting in the pot, i'm too scared to spend it on anything cos once it is gone its gone

bagpuss38

Hello little diary!
I'm happy today!
Went to pay my very account on debt collection agency, only to find they have taken it back.
i must have done something right:j

I'm so glad cos it feels like i am going in the right direction, moneywise.

bagpuss38

Blimey how karma comes to bit you up the a8se!

There me saying all was going well and now it looks like hubby might have to go sick due to being diagnosed with possible sleep aponea.

This would mean he gets ssp around £80 a week.
it is gonna be a v tight squeeze.

I'm ebaying like mad and have made around £60 this month, but i am running out of things to sell.

looking into ways to stretch out the dinners.

Seems chicken is the way to go, it seems
Found few good recipes on these boards to use a chicken a few times :T
Have made a Shepard's pie for tonights tea, and am hoping to save some to freeze for another day.
Had some tomatoes that were going a bit mushy so i chopped them up and made a tomato sauce to freeze for later.
Gutted that my bread maker isnt working anymore. gonna have to look on fleabay later and see if i can find a new one.
Made a few payments to bills to round up the bank accounts.
Debts is now trundling along and coming down to less than £1900.
Heres to a sucessful debt busting week.:cool:

Heffi1

Hi just popping in to say well done, it is tough going, but you are doing well, keep making the little payments and it will seem easier after a while. How long will your OH be on the sick for, do you know? That is a worry.

Did you get the rent arrears sorted out or is that still hanging over you? What about benefits, I am not sure what is available, but it might be worth asking for some help.

bagpuss38

Hi heff,

Thanks for stopping by

Not entirely sure wot is happening with OH as we are waiting to here from his boss as to whether or not he will allow him to take on light duties or force him to take it as sick leave.
He has been referred to the hospital for tests.
Until then who knows.

Somedays the bills seems never ending and little payments just don't seem enough. And then there are other days when I feel like I am getting somewhere.

As for the rent arrears, I have sent off the means form and am hoping that they will be gentle with us.

beanielou

Does your OH drive for a living then?

bagpuss38

Hi beanie,
Yep he is a minibus driver.

bagpuss38

Had a good evening, managed to save half of the shepards pie to freeze for another meal.
Whole chicken is in the slow cooker.

Currently knitting some mittens for dd2 in a lovely rainbow wool.

Hoping 2 moz is gonna be good pegging out weather as I have a massive pile of washing.

Ooh forgot to mention I phoned sky and cut our tv down to £21.50 from £50.00 so a massive saving.
Currently checking out broadband and phone providers.
Tescos seem to be doing the best deal at the moment.

bagpuss38

Well i have been cooking up a storm!

Having discovered the rubber chicken thread, i have made, chicken cooked in the slow cooker ready for a roast today with veggies.
chicken noodle and sweetcorn soup.
and i have 2 portions of chicken pieces in the freezer ready for 2 more dinners.
Its amazing cos i would have only got one meal out of a chicken before.
last night i only dished up half the sheperds pie and padded it out with baked beans.
No one noticed and ate it all up! result half a shepards pie to put in the freezer for next time.

V excited about x mas as i have only 1 more payment on my park account!
I always look forward to receiving my vouchers and hamper

Have placed my order for next year already, so i dont need to give x mas 2013 a thought lol.

This year is gonna be a good 'un i have vouchers for all the kids, food hamper coming, plus i am making all the gifts for others myself this year.
so should be a very merry but frugal x mas:money:

Got 3 loads of washing pegged out, hoping it stays dry.

Off to see my friends little boy in his karate competition and then home to my roast dinner:D
followed by a bit if ebay listing and then some knitting!
Have a great sunday!