Bagpuss's blithering debt busting efforts!

beanielou

Come on bagpuss~pay off £3.68 ~you know you want to & then that takes you under £2000

bagpuss38

Alas beanie, since I created that sig, I am now over the buy now pay later on my catalogue.
So need to update my figuires.

bagpuss38

So for todays meandering....

Have bought most of the little 'uns winter stuff on ebay.
So now need to list all the summer stuff on fleabay.
Was chuffed to get dd2's coat for £12. Marks and spencers wool coat.:j


Have been told by my friend I should look into claiming PPI on my old credit card. As she has just been offered £1400 and her loan is now down from £29,000 to £18,000.
:eek:
Trouble is I have no idea, how long I had the card, or even if I was paying ppi.
Will have to do some digging and see wot I can find.


Very excited to find a link on here about gifts in jars.
So I now know what I can make for x mas for friends.
I've spotted some rather nice jars at the 99* store that will be perfect, just need to source the contents:D

bagpuss38

Good afternoon my little diary friend

So productive day so far
Listed 10 items on fleabay and labelled up sold items ready for postage:T
Hung out one load of washing and put another one on.
Chicken cooked ready for dinner later.
Made a meal plan for the next 4 weeks thanks to a money saving book i bought from the library for 30p v mse:money:

off out in a bit to pick up my paralympic swimming tickets and games travel card.
v excited to be going.:j

then maybe a trot around the wenlock and manderville trails.

back later with some bill payments and possible debt total updates.

bagpuss38

Too shattered to update bills etc.
Had a fab day, got my paralympic tickets and travelcards.(Will save pretty penny on tube fares)
Then the afternoon was spent hunting down statues.
Ended up having to buy the little 'uns mds cos they were starving.
But hubby and myself just had a drink and had our roast chicken dinner at home.
So saved a bit there.
Tube fares came in around £6 each so not too expensive a day.

2moz me and little 'uns are off to get our picture taken with a olympic torch someone has loaned to our local hospital. I'm very excited!
Prob have lunch in a nearby cafe as I'm meeting with a friend.
V cheap prices and little 'uns can share.

One bid on ebay stuff for 99p, fingers crossed the other stuff pick up by end date of sunday.
Till 2moz :wave:

bagpuss38

hi diary!

So had a fab time seeing the torch and getting our picture taken.
will be a fab addition to the girls scrapbooks.
my friend was kind enough to buy us lunch so a no spend day out :money:

Now the bad news, we went to the paralympics yesterday but because child tax credits are so slow to up date changes, we had no money to even buy lunch :mad:
so we had a great day but were starving and thirsty by the time we left.
they have credited them today so at least i can pay some bills.
currents debts now under £2000.:T

Ebay stuff posted and other stuff listed.
2 things will sell, should make about a fiver so i shall be keeping that in paypal for DS books from amazon.
need to list other stuff while the free insertion is valid.
DD2 back to school so book bag and dinner money for her comes in around £6.00
then i'm skint till hubby gets paid.but all bills are done and dinner are planned!
Tried cleaning the house today but with kids running amok its like nailing jelly to a wall:mad:

bagpuss38

Evening diary!

So this week is gonna be tight squeeze as the AA membership for the car is up for renewal.

Went to mr A'S and managed to get dinners for the rest of the week.

Pay a few of the catalogues and dinner money.

Have 2 items to post for ebay and have listed 22 items.
some of which are for my ds, he has had an offer of £30 already!:eek:

Have managed to get most of dd2 winter clothes and am bidding on items for dd3

Have made 2 loaves of bread, a ton of flpajacks and some fairy cakes. so we are sorted for snacks:D
Child ben goes in on sat, so hopefully make a meal plan for next week and do some shopping.

Need to invest in a birthday stock box as i have a few parties coming up so need to get stack of gifts handy.

Thankfully child tax credits have now settled down so i am better placed to make a budget plan for the week ahead.

bagpuss38

Evening!

So a nice little nsd today!

had chicken dippers and noodles for dinner.

Looking into cancelling some of my sky products as i feel that it is silly how can spend £380 a month on tv but have little food

Council are now taking me to court for my rent so that is a big wake up call.
time to reign things in.

chevalier

Don't forget freecycle for kiddies clothes. https://www.freecycle.org. Or freegle, why pay for clothes when you can get them for nowt?

Is that a mis print? 380 A MONTH on sky? Surely not?

Sorry to hear that there are problems with the rent. Perhaps it would help you to do a proper Statement of Affairs (link below), so you can exactly track you income and outgoings

http://www.makesenseofcards.com/soacalc.html

good luck
chev

bagpuss38

Hi Chev,

Thanks for stopping by!

Freecycle is a well trodden path for me!
I've had some incredible stuff from there.
Must admit I've not heard of freegle but I'll look them up.

380 a month! Durr that's what comes from typing Late at night lol.

Its more like £80 a month.


I'm a little scared to post a soa but I will do one v soon!