Weekly Spend Challenge W/C 19th Aug 2012

pointypenguin

Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.

Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - overbudget
Purple - zero spend
Orange - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her:

Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"

Good luck everyone.

W/C 12th Aug Challengers / Pledges /Total Spent
Pointypenguin £20 / £10
Elsiepac £
Munchin £30 / £44.88
abundant1972 £40
shezam $60
EverTheOptimist £30 / £40.08
wannabee_in_credit £50 / £62.11
flyinggiraffe £60
shezam £60
badger_ £35 / £20.49
rlongson £20
Baileys Babe £5 / £0

Link to last week's challenge

W/C 19th Aug Challengers / Pledges /Total Spent
Pointypenguin £20
Elsiepac £
Munchin £20
wannabee_in_credit £50
EverTheOptimist £50
Baileys Babe £5
abundant1972 £15
flyinggiraffe £0
shezam £50
ms_knight_ryder £60

pointypenguin

Morning all

I was green last week and I am going for £30 this week. I have a few things on most of them have already been paid for but there is always drinks etc to pay for.

First post has been updated from the other thread. Let me know if there are any more results or pledges.

It has been a busy weekend with my nephew visiting we went rafting on Friday and cycled round cumbrae yesterday I am knackered. A quiet day at the cinema today before packing him off home.

Enjoy the rest of your weekend I hope the sun is shining where you are:D

abundant1972

Lost track last week - bought a new expenses log book now!

Pledging £15 for the week ahead please.

Stay strong everyone!!!

wannabee_in_credit

Thanks for the thread pp.
Pleased to report another nsd here today. I have actually spent £10.50 taking my kids to the cinema, but it was my OH's money which he gave to me to make up for his thoughtless behaviour at his stag do, and to give him some peace and quiet to sleep off the hangover. Result

Baileys_Babe

pointypenguin wrote: »

Enjoy the rest of your weekend I hope the sun is shining where you are:D

No, it is throwing it down. Yesterday was glorious though and we spent it having fun outside As a result I'm not leaving the house.

Me and the children are off out for the day tomorrow to meet friends in a near by city, planning for a low spend day and none of it from this budget.

Enjoy yourselves everyone

flyinggiraffe_2

Thanks for starting the thread PP
Was horrendously red last week, .

This week I am pledging zero as I'm off to Reading festival and have been saving £2 coins specifically to spend there

shezam

Hi all, pledginh £50 for this week, last week ended up very in the red

Thanks

EverTheOptimist

Right well somehow I have managed to spend £30 in 2 days. :eek: £15 on groceries this morning, £13.00 and shrapnel on lunch and whatever is left was spent in tescos yesterday on unneeded items. So £20 left and out for tea tomorrow, thinking cheapest item on menu and only one drink.

I was feeling chuffed with how much was left in my account with 10 days to payday, not feeling so smug now.

ms_night_ryder

Hey guys

Can i please join? my spending is out of control, going to aim for £60 this week, that includes going out to dinner with my friends, all transport etc and i will stick to it!

abundant1972

Hi everyone.

Spent £12.96 on new folder for all my financial records and a new bin (much needed), some glue (!) as am making a creative financial board, and a note book to record expenses.

Am stapling receipts in as I go... I figure if am recording stuff in there and on here, am less likely to just blow stuff... Also re-incorporating the envelope system, where you fill envelopes for different categories each week.

Woooot. £2.04 left until Saturday!!! Luckily I have food and fuel so it's all good. Am still in the green!

ms_night_ryder

Just had my first spend of £1.99 on a bath milk, didnt need it, as long as i stay in budget a treat is fine.