Aktiv Kapital and old CCJ for unknown debt

Swimmer_girl

I was just lookin for a bit of advice really. My father in law has received a letter from activ kapital claiming he owes them nearly £2000 on a debt from a company called Lewis (presuming this is John Lewis). However, he has never had a credit card from this company. So could not have run Up such amounts of debt. I have read through posts suggesting writing to them but in this specific letter is says because the previous company had a ccj against him, they do not have to provide any documentation for this debt. I am unsure how old the debt is...but if it's over six years old does it mean he doesn't have to pay (considering it isn't his debt)? I'm getting quite worried now as they say after 28 days they will send bailiffs around. He is an oap on pension...how he is meant to even start affording to repay this is beyond me. Any suggestions will be gratefully received. Thanks

fermi

Previous company could be the Lewis group? They are another firm of debt collectors. Debt collectors do sell debts (even with CCJs) on from firm to firm.

They certainly do need to provide proof of this. At the very least that there is a valid judgement in place and that it is against the right person.

If it is his and a judgement over 6 years old, then they may find it difficult to convince a court to allow enforcement.

Would be a good idea for him to call https://www.nationaldebtline.co.uk . They will talk him through what to write to challenge this.

fatbelly

In the first instance you want to know the court that issued the ccj and the court reference. Then he can phone or write to the court and ask for further details. It would be unreasonable for Aktiv to refuse to provide this as, if they are applying for a Warrant of Execution (Bailiffs), this info would be on the warrant.