M&R's MF Diary

gallygirl

Marie27lol wrote: »

Well, I am trying to find the positives of spending a fortune in January....

Can you think of any??

M

Get it out of the way early in the year .

As long as you've not formed a habit .

Marie27lol

LOL GG, and the exciting thing is, I closed the front door, and NO drafts and I the sound of motorway is quiet

Bliss....

Until I pay the remaining 75%!

And tomorrow, in goes the patio door

LOL just realised another downside - I will get less exercise getting up and down to open the door for them :P

roll-on-to-a-warmer-house.com

Marie27lol

Howdi All

Woot, all windows and doors have been fitted (except for the front door knocker), and we have one WARMER house, and

Just in time before all the snow fell - talk about excellent timing.

I have also been tough on us , and even with paying in January £1800 towards windows and doors, we have found another £300.

This makes the 1st month of the year, a MAX paid OP

On a side note, this means our MFW target is well on it's way, as we needed to pay on average £250/mth to get to our £3k

Am also making a payment of £156.31 into the ISA for this year, which makes it £170.27/£1,000. Doubt I will get to the £1k before April, but we can try.

TTFN
M

Marie27lol

Howdi

Woot 2nd of the Month, and paid my SO of £100 extra off the mortgage.

Got to remember, the pennies turn into pounds.... eventually

M

Marie27lol

Which to do I put a payment of £330.41 into:

a) OP on mortgage
b) ISA payment

Umm, ahhh, umm, ahhh.

£230.41 to ISA and rest into OP

Which makes Feb's OP to £200

Marie27lol

Just logged to say, added a tiny drip of £64.32 to the ISA fund

Talk about making tiny droplets in the ocean...

Marie27lol

Droplets this month, more like drippings...

Another 75 as an OP to the mortgage, but as it is March make £344.88 to the ISA, making it over the £600 put into it this year.

£1k target looking less and less likely

Marie27lol

Howdi,

Almost getting to my ISA £1k target , and have made it to £962.60!

Can I make another £40 payment in 4 days, I bloooody well hope so.

Excuse my language
/hides in shame

If I get paid by the mystery shopping b4 then, I will double it = over my £1k target... Fingers crossed

M

Marie27lol

Talk about a highs and lows week:

I love it when I get an unexpected bonus. Managed to make the £1k ISA savings, but also another £16.13 as interest has been added into my account :P

And the low bit is, even the monthly OP of £100 to the mortgage doesn't even cover the interest the mortgage has accurred during that week £367.35

Does it even seem worth it ....

M

QB_Wolf

I know what you mean a couple of days ago I felt low about OPing and progress, you've just got to look for the positives and know you're making a difference. As sweetdaisy said to me chin up!!