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Debt recovery agency won't budge!
Mikemurg
Posts: 7 Forumite
Hello, I originally had this on the CAB board but was advised to move it over to here so here goes.
Back in April i was given a 'grant of time to pay' from HMCS for a fine of £275 for an old vehicle offence. I agreed with the court to set up a standing order of £20 a month until the fine was paid. I asked the court for a standing order mandate form with their account details to set up the payments. A month had passed and i hadn't received the mandate form so i contacted HMCS and they told me the fine had been passed over to a debt collection agency due to no action from me to arrange payment.
I contacted the debt collection agency and the fine had now gone up to £360! I asked to try and set up a standing order of £20 per month but they flatly refused this until i payed 30% of the fine up-front. I told them i couldn't afford 30% at present but they wouldn't budge. It was left that i have a week to pay 30% or the bailiffs will come round.
I feel totally bullied by this agency and i'm also disappointed in the HMCS for not getting in contact with me first about the unpaid fine before passing the debt over.
Can anyone advise me on my rights here, do i have to pay 30% by law and are the bailiffs really going to come round? It seems like a lot of expense just for 30% of the fine.
Thanks in advance
Back in April i was given a 'grant of time to pay' from HMCS for a fine of £275 for an old vehicle offence. I agreed with the court to set up a standing order of £20 a month until the fine was paid. I asked the court for a standing order mandate form with their account details to set up the payments. A month had passed and i hadn't received the mandate form so i contacted HMCS and they told me the fine had been passed over to a debt collection agency due to no action from me to arrange payment.
I contacted the debt collection agency and the fine had now gone up to £360! I asked to try and set up a standing order of £20 per month but they flatly refused this until i payed 30% of the fine up-front. I told them i couldn't afford 30% at present but they wouldn't budge. It was left that i have a week to pay 30% or the bailiffs will come round.
I feel totally bullied by this agency and i'm also disappointed in the HMCS for not getting in contact with me first about the unpaid fine before passing the debt over.
Can anyone advise me on my rights here, do i have to pay 30% by law and are the bailiffs really going to come round? It seems like a lot of expense just for 30% of the fine.
Thanks in advance
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