We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Paps Penny's
Options
Comments
-
There is a goal for you in itself~To think of a new goalI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I love Beanie's reply.
Also, this quote from the Baz Luhrmann 'Wear Sunscreen' thing:
"Don’t feel guilty if you don’t know what you want to do with your
life…the most interesting people I know didn’t know at 22 what they
wanted to do with their lives, some of the most interesting 40 year
olds I know still don’t."
My life changed massively at age 36. I went from feeling lost, and like life would never improve, to feeling like I have found my place in the world.
The most important thing I have learned is that you don't have to know the final destination to take the first step. It may seem like something you do now is likely to lead nowhere, and it may, but it might also open up other doors that you didn't even spot were there.
Keep being brilliant, and keep taking the first step. xI'm a Money and Debt Adviser for a homelessness and housing charity in Scotland. If you have any questions about debt management and debt relief under Scots Law, just ask.The pain you feel today is the strength you feel tomorrow.0 -
postingalwaysposting wrote: »TTGU, no I didn't need it, although my petrol is running low. At least its payday Friday so hurry really. The only good thing is it's instant transfer back to you current account. But still 5 days! Dinah posted a link on her diary about a fab outlet on ebay so I am watching things for France. So it may not all go back to my current account
BTW I have sourced a car seat for a donation... Now just to get lil brother to go and collect it :mad:
Beanie, ok maybe the wrong phrase. The thing was I had plans but decided not to do them because of college/funds so what do I do now? Mainly Nov holiday and Cake show, also there are other things I would like to do but do I put the whole of my energy into saving fo next year? If next year even occurs?
I think I am lost as I have no 'aim' except the MOT. Before this even came about my inital goal (for this diary) was to save for a car, then it was car alongside holiday, then it was nothing as I were going p/t for college. So what do I do now? What's my goal?
:cool2:
Hi PAP
here's a tool I use that can help in finding direction and setting goals.
http://www.mindtools.com/pages/article/newHTE_93.htm
Fortune xMortgage: 100% paid Emergency Fund: 100%
A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais0 -
Beanie
Snaggles, you don't realise how creapy that is. I have watched 'sunscreen' about 4 times this week and it was also bought up in work. Strange. I know what I want to do, its getting thereI am glad I don't know the final destination yet as if I did and it was rubbish I don't know what I would do :rotfl:
Thanks Fortune, I have read/done that as well as other pages on thier site. Doen't mean I now have a goal though
I think I am just feeling a little meh! I had decided and given up so much putting my eggs in one basket but it appears that the basket had sprung a hole
So I have decided to give myself a break! I always compare myself to others, I am always so very hard on myself and I always think what if? But I can't change everything and I certainly can't change things within days/weeks. I have stopped the world for the next month and I will re-address everything once I am back from France. Thats doesn't mean I am going off the railsI am just going to work for a month, save for my MOT, pay my debt and chill. I don't 'need' answers/goals/decisions now and I certainly can't in this slump.
Thank you all for your kind advice.
:cool2:0 -
It never rains it pours... After writing that I had a problem while working, it left me in tears and not in a very good place. It was something looking back stupid and I should of brushed of but when you are so low you can longer go any lower something stupid can 'trip' you. I didn't sleep at all last night and barely made it into work this morning, I am now not at work tonight. Therefore I have lost 4.5 hours this week.
But do you know what. That stranger can take a run and jump I am fed up of feeling worthless. Yes I still live at home at 27, yes I didn't get into a college course to enable me to get a better job, Yes I drive a car that is 17 yrs old, Yes I live in a box, Yes I am fat and ugly, Yes I don't have or what a partner, Yes I have not intention of having sprogs, Yes I have a broken family life, Yes my outlook is somewhat rubbish, Yes I have an awful medical conditon, Yes I work where I am no longer appreciated (again), Yes I have no real friends and Yes I maybe lazy.
But do you know what I never asked to be born, I never wanted this life but I have to do something with it. I am not going to waste it feeling sorry for myself or taking it prematurely. People are going through worse than me right now and I need to grow a set.
[FONT=georgia, bookman old style, palatino linotype, book antiqua, palatino, trebuchet ms, helvetica, garamond, sans-serif, arial, verdana, avante garde, century gothic, comic sans ms, times, times new roman, serif]Life is really simple, but we insist on making it complicated. ~Confucius
[/FONT]
So anyways I have made some goals, they are prob not the 'norm' for someone with all that ^. But do you know what they are my goals and anyone who doesn't like them can leave my life. I am done with pleasing people and being someone I am not!
Today is a line in the sand, a new chapter and no one is going to encrouch on that.0 -
Big hugs Dearest Pap.
You are a lovely lovely person.
DO not forget that & dont let othev nasty people put you down.
You do have friends.
We all want different things in life but that doesent make us bad people.
Keep plodding xxxxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hi PAP , such a sad desperate post, ive been there, felt exactly how youre feeling ... Every thing you said rings so true .... HOWEVER .. You are a worthwhile person, no-one is better or worse than you. You are only responsible for your own self. So flick a finger at the people who annoy you, pick yourself up, so what if youre overweight? I bet you have loads of good features, make the most of them, including your smile.
Every day, try to do or say something nice to someone, even if its just complimenting a stranger in a queue about their earrings or bag. They will always say thank you and think " what a nice thing to say " . Guarantee it will leave you both smiling and feeling more positive.
Now stop saying negative stuff about yourself, no-one is allowed to say bad things about my virtual friends !Its just a bad day, Not a bad life .. :cool:0 -
Thank you both, I think I just wanted to get that out there I am sick of feeling the way I do and getting all that out of my system actually helped. I think it will take me a few weeks to get back to 'happy' me but right now I am in a better place than yesterday/this morning.
So my goals until christmas, in no order, people may laugh but I don't give a damn!
1) Walk! Some days I have 4 hours between shifts I could use that pro-actively, plus the dog would be grateful. Sitting on this PC just wastes time.
2) Holiday with Mum! That November one that I decided against because I would be in college. Well we are going, with the dog :rotfl:
3) Start GCSE and NVQ3. This doesn't mean I will go onto the access or uni, I am done thinking years ahead. For now I want to get better at maths and get the NVQ because its free
4) Do 'something' with Mum every fournight. Mum is my best friend and she is not going to be here forever. I will make an effort to set asside at least 1/2 a day to spend with her. Could be dinner out, car boot, watching a film, anything but something together.
5) Decorate my room. I decorated it when we moved in and although I love the wallpaper the colour I choose to go with it is far too dark. If I am to be happy here I must make this room feel more spacious.
6) Get a laptop. Part of the problem of above. Ever since I moved my PC upstairs my room has felt like a tomb, my room is only 8ft*7.8ft. So it takes a bed, bedside tabe, chest of drawers and the desk in the middle. Much too much stuff. So I will be buying a laptop, I may use some of France/Mot money (depending on how much I get/need for MOT) or I might save for it.
7) Smile everyday. Even if its something silly/stupid.
8) Live a little/Spend some money! Whats the point of working but not living? At the moment all I do is work and sit at home bored/on the PC. I am fed up with missing weeks and weeks because all I do is work and take overtime and do nothing! I don't even swim now because my 'budget' doesn't allow. There has to be balance.
I have written off this week budget wise. I have saved my MOT money but I am not paying anything off the debt this week.
Have a great weekend all and many thanks for your continued support :A0 -
Those are excellent goals PAP - a lot are similar to my own. Goals are just things that we want to commit to achieve. There's no law that says they must be huge or the same as anyone elses. They just have to be yours and only you can decide your priorities.
You know my philosophy - loaves and lilies. So best wishes for a few of both.
Fortune xMortgage: 100% paid Emergency Fund: 100%
A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais0 -
Glad to see you are sounding a bit more positive PAP, some folk say upsetting things but when you think about it I just wonder why they feel their opinion is so important? You are a lovely person with lots of good qualities and if they can't see that it's their loss.
Totally agree with the living more idea even wee things like a nice walk help me cheer up.Mortgage OP 2025 £6200/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,260
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards