Paps Penny's

postingalwaysposting

Oh I forgot to add earlier that I am no longer going to be saving for my MOT. I have enough already for the basic test in savings but if it needs a repair I will be putting it on the CC. I am being given an increase in my credit limit which has allowed me a huge breathing space.

I am paying an awful lot of interest at the moment which is much more than I am getting back on my savings. First rule of debt = pay off your debt using your savings if your debt is incuring more interest So I am going to still be using my budget the same way - Anything over £200 straight to the CC and the £80 will be split as £60 debt and £20 spare whereas half of the debt money was being saved.

Sounds like a reasonable plan, plus I will be debt free at the end of Aug anyways all being well. Even if I have to use the majority of France money for debt repayments. Really don't fancy the idea of going p/t with a huge amount of debt over my head

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tootallulah

Hi Pap how did it go today? I hope that you enjoyed yourself.

beanielou

Yes,was just thinking of you earlier & hope all went well.

skint_spice

Best wishes from me too PAP, I think you mentioned a concert too so hope that was fun, lovely and sunny here, hope you are getting the same:D

postingalwaysposting

Hey all, just home - phew!

Uni was brilliant (they even mentioned MSE ) funding looks do-able as I won't have to include Mum for means testing as I have supported myself for 3years+. Therefore I will recieve the full loan/grant. The facillites are amazing and placements seem fine. Unsure if I can work p/t alongside placements but I certainly can while in my study blocks.

Now I just have to find out from college if the course I am on will give me the credits etc needed for this Uni. There was supposd to be a representative from the college there but they didn't turn up *rolls eyes*!

Debating if it will be worth my while looking at Cardiff and Plymouth too?

Concert was fab but better because it was free :T Only spent £9 on 2 drinks and 2 ice creams so not too bad. I managed to see the act I wanted to and we went down the front for Mum's favourite. Skinty it was roasting here too so perfect concert weather! I hope it stays the same for at least Monday.

Its now way past my bed time but I am ok with that :rotfl:

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beanielou

All looking good

Sparkles87

Glad it went well PAP, definitely worth looking at the other uni's too - even if it's just to compare

postingalwaysposting

Thanks Sparks, I will have a gander at when there open days are. Lets just say I am not worried about moving away for uni now

That was an expensive day!!!

Legoland was fab, hardly any queues, did everything I wanted to except one ride that is only open on weekends *confused*, had a blast and walked too far :rotfl: Spent £20 all in on 2* coffee, 1* ice cream, £3 parking, 2* keyring @ £3.99 each and a postcard. Loved it! Would like to go again... Would I pay full price - No, would I pay bogof ie £22 each maybe if it was as quiet as today. Will I go on the 28th alone - unsure.

So why was it so expensive... I droped my camera while on some swing things It has been dropped from higher heights before and survived but it looks like it landed on its screen. So most of the day I have been pointing and shooting and hoping for the best :rotfl: Lets just say the results are different The camera, a birthday gift to me, lasted a total of 4yrs 8months (its been replaced once already foc) so hasn't done bad. So at 56months, it cost £80 so thats £1.42 a day, I am happy with that.

However it means a new camera asap because what am I to do the rest of the week Thank heavens this week included some bank holiday pay! :T

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Sparkles87

Glad you had a great time at Legoland. Sorry to hear about the camera but not bad value at all!

postingalwaysposting

Thanks Sparks! I must say I was gutted, mainly because it was such a good camera. It was out of date by todays standards but it was great and a kodak, they don't make digi cam's anymore Went with this one in the end, but 16MP for the same price. It was between that and another Fuji but much more heavy/bulkyer and of less standard. Its a huge amount of money, but if it lasts at least 3+years I will be happy :T

College didn't go well Flew through the written test and online test, acheiving a lvl 2 in English. However the maths gained me a lvl 1 Totally devestated! The only good thing I can see is that I may still get a place if I an offered/pass interview but it will meaning learning maths alongside the access. But a positive was that I mentioned it in my personal statement that I would like to impove my maths and that had been highlighted in pen by them, so they had prior knowlegde that I struggle with maths. Three week waiting game now

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