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Paps Penny's
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Lots of colleges have gyms/pools that offer discounts attached to them, worth looking at. Don't forget student discounts - they are fab0
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skint_spice wrote: »PAP!!! my satchel has been dispatched - soooo excited!:D
OhhhHas it arrived? Do you like it? There are some unhappy people on the original thread but I think they are being sorted. After the photo they posted on Monday on facebook I can only imagine that they had thousands of bags to make and dispatch.
I wonder if Fortune's has arrived? She hasn't posted about it on her diary yet...Sparkles87 wrote: »Lots of colleges have gyms/pools that offer discounts attached to them, worth looking at. Don't forget student discounts - they are fab
Never thought of that Sparks... I do know of one private scondary that has a gym/pool attached but thats £25 a monthI don't know if I want to get locked into a contract. However once I get and NUS (are they still called that :rotfl:) card I can get into even the council pools half price, which I don't mind paying.
NSD's since last post, I have yet to pay for a Sun paper for the tokens :rotfl: Tomorrow I will be going swimming and purchasing 3 stamps. Friday I have no plans but I would really like to get my hair cut, so I must phone my sister.
My first craft box has arrived, the £10 is worth the price just for the art card I recieved. I will now visit ikea at some stage to purchase a frame that is the same as the frames I have here now. Unsure what I will use everything else for however
Oh and todays best bit of news...
:dance:Last loan payment has gone!
:dance:
:cool2:0 -
postingalwaysposting wrote: »Ohhh
Has it arrived? Do you like it? There are some unhappy people on the original thread but I think they are being sorted. After the photo they posted on Monday on facebook I can only imagine that they had thousands of bags to make and dispatch.
I wonder if Fortune's has arrived? She hasn't posted about it on her diary yet...
Oh and todays best bit of news...
:dance:Last loan payment has gone!
:dance:
:cool2:
I love it PAP:j:j Just picked it up today from PO, it's a fab size 16" so should fit all uni stuff in nicely, looks pretty and sturdy:D
Great news on the loan:beer:Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Hi PAP
no sign of my bag yet - just dropped them a line to see when it's likely to arrive.
Fortune xhttps://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living0 -
Hooray for the loan being gone
And yeah it's still NUS
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Great news on last loan payment :j
Happy new bag Skint~Enjoy.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
:j Glad you like it Skinty. I am kinda regretting not getting a satchel now I am off to college/uni. But I have a perfectly good packbag here (from my school days :eek:) and I will be using my car to get to college so its not as if I have to cart them on a bus etc. They look much better quality than the other satchel company, the stitching is just divine *drools*
Fortune,Not good. I must say though they don't seem to be making/dispatching in order whihc I think is a bit unfair. Especially if you purchased quite early. They did bump up the TAT time to 30days but thats only 4 days away! I hope you hear soon and its not a dissapointment.
Many thanks Sparks and Beanie, I have waited for this moment so long but now its really weird. I have still yet to realise that I am nearly £200 a month better off. Also my car is now mine :T I know it was anyway because I purchased that car with cash but it replaced the old one so in a round about way its now mine :rotfl:
So as per this post I am now starting my June budget... With a bit of a tweek until the 1st.
Monthly
1st £12.95 - Craft Box
4th £69.00 - Car Insurance
15th £11.02 - House Insurance
15th £37.10 - BT
15th £22.08 - Dog Insurance
15th £9.50 - RAC
= £162.00
Weekly
£40.00 ~ Rent
£40.00 ~ Petrol
£40.00 ~ Bills
£120.00
= £80.00 for approx £200 income
My aim is anything over the £200 will go towards the CC debt without even accounting for it. Then the remaining £80 will be split £30 debt, £30 MOT and £20 spare/swimming.
However I need to get my tax this month so I am putting asside £40 this week and £40 next week to purchase my tax next Friday. So nothing will be added to my MOT pot but I will be paying £30 off the debt each week. I also have teh June holiday...
The June holiday is shaping up nicely. So far we have Uni/Concert on Sat (free), Sun I am hoping to purchase tickets to this, its for dementia which is close to my work I am going to see what my funds are like this and next week and use it from my spares/swimming (£15). Then we have at least one trip to Lego land (either free or 1/2 price) Mum has mentioned about staying out overnight I think she is worried about me driving there and back (free or £45.60). I have found a travel lodge/premier inn for £32 but it would mean booking asapAsside from not having the funds I need to wait for the outcome of the sun tickets, unless I just use the 1/2 price ticket *sigh*. Then we are off to the Forest of Dean (£6.50 bridge) and maybe the local museum (free). There are other things I want to do but looking for offers/free stuff still, I am hoping to have a packed week with the Sunday off to recover :rotfl:At present £99.10 with hotel or £67.10 + fuel.
I don't want to spend too much because I don't really have it but this could be the last ever 'holiday' ie whole week I have off with Mum for four years. Even if we do have the same holiday time off in years to come I will have no money as opposed to little so I want to make the most of it.
Unsure if I am swimming today or not, will see how I feel before they open.
Have a great Thursday all :T
:cool2:0 -
Might have been a little naughty and added £34 to my CC
Sorry, it will certainly be payed off tomorrow even if swimming goes and I drive to legoland and back in one day.... And I need to pay for travel!
Long story short, I wanted to use Megabus sometime in our holiday, we love them sadly. So decided on Newport as that has free stuff and is one of the limited places we can visit from here. When searching for stuff to do I found the Riverfront theatre, and found this, its right up Mums street! Now in my eyes they are cheap tickets and I thought they would be sold out. However I have just purchased 3 rows back from the stage :eek: :eek:
Now I need to fund/find travel. We could drive it would cost £6.50 + petrol and car parking. Or we could megabus there £7 for us both and train back (it finishes approx 10pm which is after the last mega bus) £10.70 each. Need to decide
Wage slip just came through the door :j
£243.10
£40.00 - Rent
£40.00 - Petrol
£40.00 - Bills
£43.10 - CC (tickets)
£30.00 - CC
£40.00 - Tax
= £233.10
£10.00 for groceries this week as I have no drinks left
:cool2:0 -
Dont know if you like vitamin water?
Farmfoods have the orange ones for 29p!!!
£1 odds in Sainsbobs :eek:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Dont know if you like vitamin water?
Farmfoods have the orange ones for 29p!!!
£1 odds in Sainsbobs :eek:
Its 'ok' Beanie, the problem is I have to be careful with anything orange as it does strange things to my body! I usually get fizzy water which is 3L for £1. One litre plus plain water lasts just over a day.
Really annoyed at the bank right nowSo the last loan payment went out yesterday and put the account in +£1.62 which I was not bothered about. Now the interest is gone out its -5p :eek: Phone the bank and they can't understand it, neither can I but I DONT want any late payments/non payments put on my credit file. So he assured me that the computer will be processing the account and I will recieve a letter. He then says I don't have to pay the 5p
I shouldn't get any late payment markers on my credit file etc.
Comes to something when a bank can't transfer the correct amount from one account to another to pay off my debt and then takes 8min to work out what is happening and then gives the customer a vauge reply! :mad:
:cool2:0
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