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Paps Penny's

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  • I have just had an arguement with myself on this thread about money/my signature/budgets/guilt, but I deleted it because it was rubbish and made no sense at all! Edit @ 6.32am I have just deleted another post. Sorry Taxi :o Sometimes you just have to live a little eh!

    CC min payment is £39.85 this month so more than enough with the payment I will be reciving from work. I will sent the whole £47.xx to the CC. Might even round it up to £50. I am hoping on the 4th I can add another £50 too.

    I transfered £37 to my brothers Paypal today but got the cash first. He also gave me £10 as yesterday I took him to a mini moto meet. So that has been split as - £10 cake show, £30 petrol, £5 swim and £1.90 3 drinks while out. As a side note I have to purchase some ear plugs from somewhere or I am going to do serious damage to my ears. So my budget now looks like:

    £259.24
    £90 car saves
    £73 bills
    £8.92 RAC
    £37.00 paypal
    £13.00 craft box
    £37.49 Zatchel (with care spray)

    = -10p

    I shall also be using some money from my car saves (replacing next Fri) to spend approx £10 in ikea this morning to fix my desk and the clock downstairs. I am not going to justify why, I know I am in debt and should be throwing all spare cash at my debt but sometimes....

    Anyways have a great Sunday all and I am sorry if I have let anyone down with my decisions these last couple of days.

    :cool2:
  • tootallulah
    tootallulah Posts: 2,197 Forumite
    Well personally I am dancing and cheering. You work hard and VERY rarely do something just for you, and a lot for others. I hope that your satchel is beautiful and it gives you pleasure. Have you ever considered being a nurse PAP? you so clearly have the attributes needed. Have a good week-end.
  • Epic post - sorry :o

    Why did I post, have a lovely Sunday earlier? :rotfl: Its because I have holiday today/tomorrow!
    Well personally I am dancing and cheering. You work hard and VERY rarely do something just for you, and a lot for others. I hope that your satchel is beautiful and it gives you pleasure. Have you ever considered being a nurse PAP? you so clearly have the attributes needed. Have a good week-end.

    Many thanks Toots, I must say I do not feel at all guilty, which is good. I didn't actually get a satchel but one of their barrel bags, in my fav colour. I have thought about becoming a nurse, I actually did a timeline of my future for my NVQ work and nurse training was in there. I don't know if I can justify the cost though? If I were to become a nurse I would ideally like to be a district nurse.

    So today has been mad! Got up at 6am, ordered bag, went to ikea/pets at home/libary, went swimming (amazingly being the first day of the season it was really quiet), went to £shop and charity shop... Now knockered.

    So spends: Green is cash, Blue lil brother paid and Orange is debit card.
    £9.75 - 2 Ikea breakfasts, cake, two drinks, two icecreams and sweets for Mum (myself and lil brother, he did purchase lunch yeasterday)
    £13.85 - wall clock (to fix clock downstairs), 2 storage boxes, 1 place mat (for crafting), 1 bowl (lil brother), 4 glasses (Mum has looked at these for ages), £3 fabric (make a drawstring bag to go inside new bag), a large worktop saver for desk (bargian basement) and 2 bath mats (extras)
    £0.82 - first pets at home - choc and a treat for dog
    £6.50 - swimming, 2 drinks and crisps + change in MS society charity tin they were completing a swim marathon.
    £9.75 - second pets at home - 2 huge bags of dreamies for cat and fish background (what we were looking for)
    £25.36 - petrol (£15.36 and £10.00)
    £5.00 - £shop - ear plugs, 2 mouse mats, windchime (to decopacth) and 2 boxes of stickers OCC
    £0.50 - charity shop - bin for bedroom

    = £37.43 cash and £33.60 card.
    So still only have £25 in my cake tin as recorded earlier and only £9.75 in my MOT pot as I haven't transfered anything over.

    The £33.60 I took from my car saves so I will be replacing that over the next two weeks @ £17 each week. I could have forgone the food in ikea, the bath mats/glasses/fabric, everything in PAH and the windchime. But I am not regretting any of it!

    Decided I want to swim 1258 laps of the pool this season, thats a marathon, inspired by today's swimmers. I did 27 today but thats out of condition, I did do a lap in 50sec though :D No swimming Monday though because of finances but might try and go next weekend.

    Back on track now for the coming month's :T

    :cool2:
  • skint_spice
    skint_spice Posts: 13,418 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If I haven't bought one of those zatchels by the end of the day it will be a miracle:o, I have another 3 years at uni though so it would get a lot of use...
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,110 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Ooooh! Just had a look at the website and am very tempted by a green saddle bag - particularly at 50% off.

    Fortune x
  • Uh ho, I am now making others spend too :eek:

    Skint, they are good quality and if looked after correctly can hold their value :D Plus they would be great for uni ;)

    FS, :rotfl: I must admit I do/did think the original prices are a bit steep but at half price its a great buy. But compard to some bags you can buy the original prices are cheap too.

    Let me know if am am responsible ;) :rotfl: :o
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,110 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Oops - just bought the green saddle bag and it's all your fault PAP :rotfl:Not really, I've been on the look out for a bag to go with a navy and white outfit. The green will add a great splash of colour. Love it that they're made in the UK too.

    Fortune x
  • skint_spice
    skint_spice Posts: 13,418 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    And an oops from me too - it's a red 16" satchel, I saw cheaper plastic ones on ebay and had been swithering but this is leather and will hopefully last a lifetime. Thanks for the tip PAP:D
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • tootallulah
    tootallulah Posts: 2,197 Forumite
    Lovely colour bag PAP. District nurse sounds good, short time with no money, long term gain of a fulfilling career. Good luck with the NVQs.
  • Sorry ladies :oFS I did look at the sadle bags but I wanted the buckle on show. I will see what this one is like and I might ask for money at christmas/birthday to purchase another! SS, did you add handle and slider or just go with the standard?
    Lovely colour bag PAP. District nurse sounds good, short time with no money, long term gain of a fulfilling career. Good luck with the NVQs.

    I think you have summed it up really! I will need to look into things, ie will I get a student loan etc. But I would love to get a career, don't get me wrong this is a fab job and I have never been happier but unless you want to become a manager and then end up behind a desk you are stuck at this level. Plus its not stimulating enough, especially when you are put with the same people/runs. If I could study/train and still work p/t it would be a compromise... I need to spend a few hours looking into it/see what courses I need etc. But huge thanks for getting me thinking about it, I might even be able to start next Sep :eek: We shall see...
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