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Paps Penny's

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  • Thankfully I don't need anything and I will be fine until I am back to work.

    :o However shopping with your brother does pay off :T

    I recieved £3.50 clubcard vouchers but was saving them to get easter eggs for brother and mum, however my lil brother hasn't got a car at the moment and *needed* to go to a shop. So we ended up in tesco, they had a lamp I liked for £4 but was always OOS. Well today they still were but I saw a nicer one reduced. So...

    £3.75 - lamp
    50p - reduced 12 pens for OCC
    £3 - reduced 6 single sealed mosi (?) monsters OCC

    £3.50 clubcard vouchers and £2.25 cash (the remaining money in purse). My lil brother paid the remainder and he also brought me Costa while there, I collected the points ;)

    We then went in Mr M's and had lunch (he paid) and he also bought me a £5 magazine. All free :j

    So a great day all round, I did have to drop him to work but he only works 5min away now so thats good. He is also putting petrol in my car as I need to take him to collect his car on Mon/Tue.

    Quite a nice day and I also managed to clean the three fish tanks in record time :T Now off to make more hats for OCC and look through my magazine.

    Have a lovely Saturday all!

    :cool2:
  • beanielou
    beanielou Posts: 95,620 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad you had a nice day :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • dangers
    dangers Posts: 1,457 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I was in that tesco today - that's if you were in the local two storey one;)
    I walked out with 12 Easter eggs!

    Found it very disconcerting that the travelators (?) weren't working. Felt quite strange walking up and down them.
  • Beanie it was great!

    Dangers, :rotfl: wow yes! My brother got 4, apparently he is going to eat them now as they are cheaper than bars of choc :o He too was put off that he had to walk up the travaltors... Untill I pointed out he walks them anyways to get to the top/bottom faster :rotfl: Wish I had known you were there we could have had coffee together.
  • skint_spice
    skint_spice Posts: 13,420 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You can't eat easter eggs before easter! that's just wrong :D

    Nice your brother treated you PAP.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • beanielou
    beanielou Posts: 95,620 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Yes, tis nice that your brother treated you :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • taxi73
    taxi73 Posts: 20,815 Forumite
    glad you had a nice day
  • Could I ask for some help please? I am planning to change car insurance providor this year. Last year I foolishly didn't swap to a cheaper insurer but I must this year. So can someone explain the payments to me please?

    I started my insurance on 15th May and thats when the first payment of the 'year' left my account. So am I correct when I say the last payment to the current procidor will be in April and the May payment will go to the new providor? I have read all my paperwork this morning but never having changed insurance for anything before (dog ins is fixed and house insurance is with a broker) I am at a loss.

    I know my currect providor will send me a cancellation letter so when can I sign up to my new providor? I am guessing as soon as I cancel it with the current providor? But Will I be covered with my current providor untill 14th May and my new providor has to cover me from the 15th May?

    This is confusing!

    :cool2:
  • Sparkles87
    Sparkles87 Posts: 701 Forumite
    Tenth Anniversary Combo Breaker
    You don't have to cancel it with your old provider, just let them know that you won't be renewing. Otherwise you can end up losing the year's NCB.

    If you know your renewal date, which will be on your insurance certificate, then just get the new insurance to start from that date

    :)
  • Sparkles87 wrote: »
    You don't have to cancel it with your old provider, just let them know that you won't be renewing. Otherwise you can end up losing the year's NCB.

    If you know your renewal date, which will be on your insurance certificate, then just get the new insurance to start from that date

    :)

    Many thanks Sparkle, I don't have any NCD's to move over so thats no problem but I shall let them know I will not be renewing instead of cancelling :D Thanks that makes sense, thankyou for your time to comment.

    :cool2:
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