Tuesday 29th May - What small DFW things will you do today??!

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:

Morning :wave: hurrah to another glorious day :T

Things to do today:

• check banking x2
• check cc
• check onepoll
• brekkie, lunch & dinner from stores
• get fish out of freezer for dinner
• type up the appraisals I have been putting off....
• go for a nice long walk after work with oh
• do the sewing I didn't do last night (alternations on a summer dress, take up some trousers nd repair my maxi dress
• work out where to get some Thai Bhat before we go

Think that's my lot! Maybe more who knows??!

Nottoobadyet

g'morning, all!

You're going to Thailand, DNMS?? See what happens when I pop off the boards a bit where are you going? Any chance you'll have an extra few days to pop up to Laos or over to Ankor?

I'm sort of getting my life in order here. Getting more exercise is improving my mood loads, and I'm getting organized to eat at home more is helping too. Now just to get finances and job in order...

Congrads to everyone on the weddings, photos anyone?

Anyway, today:
- post up meal plan on OS board
- work hard as loads on
- bike everywhere I need to go
- pumpkin soup and maybe fritatta leftovers for tea (last night turned into a 3 course banquet, om nom!)
- gym and walk the dogs after work
- lunch provided by work
- NSD?
- try to work out cheaper dog walker option
- email consultancy gig peeps to try to negotiate a daily rate
- call up bank again as didnt make it through yesterday

Happy tuesday to all!

magni

Morning all:D

What a beautiful sunny morning and it's pay day to boot:j

Today I have

- checked banks
- transferred money accordingly
- paid Tesco cc
- wash on and will be line dried (with another one to follow)
- have to do a small shop (was meant to do it yesterday but didn't get round to it and so had a NSD instead:beer:)
- dinner from stores
- enjoy my day off:T
- bank change bags into ds's account
- write cheque to pay milk man
- sort out car insurance

Have a great day all xx

Wannabe01

Good morning everyone. I am up bright and early today and in a positive frame of mind.

My list for today:
[STRIKE]Catch up with emails[/STRIKE]
[STRIKE]All meals from stores[/STRIKE]
[STRIKE]Do work that is in for today[/STRIKE]
[STRIKE]Look into available jobs [/STRIKE]
:)Do some studying Going to get a coffee and do some course work.
[STRIKE]Take dd for a walk and collect ds[/STRIKE]
[STRIKE]Make to do list for tomorrow[/STRIKE]
[STRIKE]Clean and tidy living room[/STRIKE]
[STRIKE]NSD[/STRIKE]
Look for free sample products
[STRIKE]Finish sorting meal plan for this week[/STRIKE]
:)Find knitting and patterns I will continue with my search tomorrow

I think that is everything that I need to get done today. Hope everyone has a good Tuesday.

carrielovesfanta

Morning all,

I thought I should stop lurking and post! Thanks to DNMS for starting us off today.

Am up to 100 hours overtime now. Left work last night at quarter to 11! :eek:
Then had to walk the 2 mile trek home, then OH got in at 1 and kept me awake til 2 :mad: - screened out twice already. Getting maddder than a badger in a shoe box...

Whinge whinw whinge etc...

So today,

Lunch and dinner from stores (will be having dinner at work)

More overtime

Charge phone at work

Free coffee at work (totally required today)

Help OH with essay (not MSE but has to be done) :A

Check onepoll obsessively. Have been chasing the last 5p for my £40 for 3 weeks now :mad:

Hope you all have a lovely day

ladymay

Morning!

Work got cancelled this morning so had a bit of a lie in

To do list today involves:

• updating my registers from yesterday (I teach pre-school music on Mondays) done
• Update website with what we did yesterday in class done
• Update my profile for one of the promo companies I work for - apparently I need to do this before I can get paid :mad: done, and I've been paid. Going to avoid this company from now on if possible, they pay late every month
• Clean bathroom and kitchen surfaces done, still need to do the floors
• Go to grandma's and help her in the garden (maybe get a free lunch too ) done, got a sandwich before the work, and she treated me to fish and chips after too!
• Update food and exercise diary still to do, it's not going to be pretty today!
• Email my stepmother happy birthday done
• Ring other grandparents done, no answer though...
• Ring the mothership done
• Try and find work for June found a bit more
• Head to Mr T this evening, use vouchers and try and get some whoopsies on meat and fruit not much luck on the whoopsies, managed to use a couple of the vouchers though

925pws

Morning everyone

Feeling so much better today so back on the wagon. Today I will / have done:

Check bank accounts
Make final payment to get overdraft 2 cleared :j
All meals from stores
Phone companies to get various premiums reduced or just cancel
Post ebay parcels
List more items on ebay
Check job websites
Email contacts with a view to getting consultancy work

That's all for today folks.

Hope you all have a lovely day.

starnac

Morning all. Another sunny day here too

Today I plan to

Check banks
Put money in bank
Get DS weighed at baby clinic
Pop to the shop or a few bits - stick to list
Meals from stores
Tidy front room
Do some prep for Youth club tonight
Do some more in garden
Sewing later
Knitting once kiddies in bed
Water garden once sun has moved this evening
Guy coming round re possibility of solar panels
Read with DD tonight before youth club

Think that's me

Have a happy Tuesday every one

xJOJOx_2

Morning all,

Today I will..

~Check bank account
~Pay in my bagged £12 change into bank (and pay off cc later
tonight)
~Try and get £2 in tips today for change jar (tues are really slow so
hard to get any)
~List one item at least on ebay later tonight
~perpare tea for tomorrow

xxx

niksyg

I have been in hiding....but it's ok - I am back!!
OH has been away on exercise so life has been pretty hectic without him being at home so time online diminished greatly.

I am however back and on top of debts a bit more (though having a 0% issue with Virgin...if you're interested it's on the Credit Card forum).

So, smallies for today:

- Meals from stores
- Checked online banking
- Closed Santander accounts after move to First Direct.
- Checked updated Student Loan balance :eek:
- Overpaid Virgin by £8 (only small but better than nothing!)
- Drinking free water at work all day
- Hopefully get a free parking spot at uni later (last day for this year!!!! :j :j :j)
- Boxercise class tonight (included in gym membership)

Hope you are all enjoying your day...not long until half term

freshstart11

today I have...

checked bank
over paid a debt
checked peopleperhour and topcash back
rearranged budget
cut OH hair - saves money and im not half bad
Checked freecycle
Getting clothes ready for ebay - still
requesting free samples
Meals from stores