Credit Clean up - CCJ's

miss_spooky

Hi all,

I cleaned up my credit files over the last year, but I have 3 CCJ's which are showing outstanding. How do I go about changing these to settled?

Regards

fermi

Usually a CCJ from before your bankruptcy cannot be marked as settled due to the BR. Unlike defaults.

If it's from before your BR though, it doesn't really matter whether it says settled or not.

nova_dee

So, how do you clear up a CCJ that is not due to BR? TIA

fermi

Pay it. Then apply to the court for a certificate of satisfaction. Will then be marked as settled on your credit report for 6 years from the initial judgement date.

nova_dee

fermi wrote: »

Pay it. Then apply to the court for a certificate of satisfaction. Will then be marked as settled on your credit report for 6 years from the initial judgement date.

Thank you very much.

out_of_cash

if its been put there in error for example after the br date it can be completely removed.I did this and was a nightmare performance.

good luck

fermi

out_of_cash wrote: »

if its been put there in error for example after the br date it can be completely removed.I did this and was a nightmare performance.

good luck

Have you posted anywhere how you got on with doing that? I can't remember?