Raspberry's clear the debt diary

Raspberrysauce

Beat the debt - I keep it in pots at home:)

Cutestkids - I look forward to reading your diary with interest:D

Raspberrysauce

Happy new year:D

I'm starting today as I mean to go on....

£3.00 to PAD and £3.00 to the sealed pot this morning:T

Today will also be a NSD as I am not planning on going anywhere today:A

My_Lil_Revolution

Hi Raspberrysauce

Happy New Year. I too have had a NSD as I've also not been anywhere apart from the couch after last night lol. I have joined the Grocery Challenge at £200 for January so I spent just under £50 on Friday stocking up on everything. That way I think I will be able to come under budget every week.

Lil
xx

Raspberrysauce

Good news on the NSD Lil I am aiming for number 2 today:)

£5 to PAD and £1 to sealed pot today:T

Again another day in the house, I shall be spending tomorrow, so am enjoying having another NSD:D

Need to dig deep in the freezer today to find something for dinner tonight, tbh it needs a big clear out so I can see what I do have, I obviously will need to make another list:rotfl:

Raspberrysauce

Payday tomorrow:T

£5.00 PADded this morning and £1.00 into the sealed pot:)

Lots to get done today so this will be my first spend day of 2012! Little raspberries back to school today so I am planning on tackling their rooms and having a clear out while they are not around:D

Shopping list finished, all ready for grocery shopping tomorrow, hoping to come in under budget this week by using up a lot from the freezer and cupboards. I have joined the Grocery Challenge for January and have set a budget of £300. It should be manageable with careful planning!

Raspberrysauce

Payday:D

A payment of £57.42 off the debt today bringing my total to £167.83/£11051.73 so far:j

I have also Padded £5.00 and Potted £1.00

Lots of direct debits and debt payments came out of bank account this morning, but will wait until statements are through and interest added on before I update my total debt paid again. Always seems such a long wait between statements!

Will be nipping to the shops this morning for some milk, bread and a few other bits, will update with total spent later, will also be the first amount off January's Grocery Challenge of £300....

I am quite pleased with the amount of debt I have paid already in such a short time:T it does really add up. My sealed pot also feels quite heavy now, although I know there is loads of space yet to fill. Today will not be a NSD but I am hoping for three in a row, on Friday, Saturday and Sunday:)

jem2

hi Raspberrysauce

you are doing great with this!! loving the padin and the sealed pot thing youv got goin on! £167.83 paid off already is brill!!

think i will have a look at this 'Grocery Challenge' where can i find it? i need to do the same as you and hunt through the cupboards and freezer to see whats there and make a plan, i do like a plan!!

i mite borrow your idea with the birthday pressys too, if i budget an amount then that is what il spend, even if i get a discounted item i still buy something else!! how silly is that!

i dont have as much to pay off as you but i dont have much time so im gonna live on here til iv compleated my mission!! will follow you with intrest, hopefully picking up some more tips along the way x

Raspberrysauce

Hi Jem

The Grocery Challenge is old the Old Style Moneysaving Board, loads of helpful tips for reducing the food shopping bill:)

I am quite pleased with the money paid off so far:j Hopefully this will continue. One of the most helpful things is having a spreadsheet that tracks everything! That way you see where every penny goes and what can be transferred to debt repayments:T

Will be back later with an update for the Grocery spends so far.....

Raspberrysauce

A grand total of £9.72 spent on groceries today:T

Just a few bits needed as I am trying to use up loads from the freezer and cupboard to keep the bill down for the next few weeks:)

Raspberrysauce

The usual £5.00 PAD and £1.00 into the sealed pot for me this morning:T

Again, a spend day so no NSD for me, I still think 12 days is manageable, have done 2 so only 10 left to do.

Made another small payment off the debt this morning, but I won't count it on my total debt paid figure until the statement comes in around the middle of the month.