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I've only gone and done it!!

Finally signed up to MSE that is:money: I've probably been the longest lurker ever in the history of this site, six months or more I recon, but finally pulled my finger out today, although I have follwed a lot of the advice that I have read in all of the threads.

Since reading the site I have changed the leccy supplier, sold my old mobile through the company mentioned in the home page (previous ones went into the bin!!), put some cash aside for a summer holiday (previously I would have just whipped out Mr Plastic Fantastic) The only debt that I now have is the credit card which will take some time but is manageable.

My card debt is £4200 which I know is small compared to some of the debts that others have but in reading all of the threads and the seeing the stress and difficulties that large and/or growing debts can cause I have learnt that borrowing large amounts is not a good idea, and the only borrowing that I intend doing is to make home improvements, and that will only be happening once the card debt is cleared!

MSE is definitely one of the more useful sites that I have come accross, and also, as a compliment to you guys......one of the friendliest:T

See you around!
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Comments

  • Hi there,

    Well done for joining the board and posting. Sounds like you are making a great start. Keep up the good work and enjoy the board.
    Now debtfree except for the mortgage!
  • Hi There
    Well Done And Keep Up The Good Work
  • Thanks sweetmoneysaver and debtfreewannabe, I will definitely ensure that I maintain the momentum and don't fall back into old habits!
  • Two questions! :think:

    Male or female? ;)

    And does your username mean what I'm thinking? :rotfl:
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    Two questions! :think:

    Male or female? ;)

    And does your username mean what I'm thinking? :rotfl:

    Do you know what...I saw this thread & the User Name and then i saw SS was the last person to post.
    I thought to myself before I opened the thread...."I *bet* he mentions the user name..."

    :rotfl:

    Bl**dy perve!
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • spud30
    spud30 Posts: 16,872 Forumite
    Two questions! :think:

    Male or female? ;)

    And does your username mean what I'm thinking? :rotfl:

    What are you like !!!!!!
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
  • babes21
    babes21 Posts: 1,665 Forumite
    Hello, welcome to MSE :j
  • :dance:

    I've got another question but that can wait until I know the answer to question 1! ;) :cool:
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    Ooooh I bet I can guess what that is you dirty b****r!!

    Do you know what, you've hijacked so many threads I'm thinking about sending in the SAS. :rotfl:
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • spud30
    spud30 Posts: 16,872 Forumite
    :dance:

    I've got another question but that can wait until I know the answer to question 1! ;) :cool:

    I was thinking it was a snooker term.....we obviously think very differently SS

    Still no flippin smilies
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
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