We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

two questions - quidco and b'card

First Q

On Quid co, there is a link to equitalk? - To get the payment do you have to sign up to one of their "monthly" contracts or will the "pay n go" won do (need to enter a code)?

Second

I have some shares worth around £600 - they are rising steadily (around 200% in last 12 - 18 months). Would you bite the bullet now, take the money (most of which is profit) an clear the lowest debt (B'card) or wait a little longer and hope for a bigger rise
No Longer works for MBNA as of August 2010 - redundancy money will be nice though.

Proud to be a Friend of Niddy.
no idea what my nerdnumber is - i am now officially nerd 229, no idea on my debt free date

Comments

  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    I can only "help" on point 2 (offer an opinion really...) in that if it were me I would wait a bit longer and pay a bit more off the Barclaycard or (pay all of it off if possible) so that I could hit a second credit card with it too.

    But that's just me and I don't know the stock market at all...except I know it can go down as well as up! How useful I am! ;)
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • specs_3
    specs_3 Posts: 102 Forumite
    Question 1. Go to the site and have a look.

    Question 2. A million variables that would be different to every person on this site.
    I am desperate for acceptance, please hit the 'thanks' button.
  • oscar52
    oscar52 Posts: 2,272 Forumite
    specs wrote:
    Question 1. Go to the site and have a look.

    Question 2. A million variables that would be different to every person on this site.

    looked at site - its unclear. Says to sign up, but does that mean to a monthly plan o rnot?

    Suppose it would also help if people knew the shares - mutual.net - currently 89p/share
    No Longer works for MBNA as of August 2010 - redundancy money will be nice though.

    Proud to be a Friend of Niddy.
    no idea what my nerdnumber is - i am now officially nerd 229, no idea on my debt free date
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Number one, I can't help with.

    Number two MY OPINION ONLY is to sell into strength. Once you have your profit, no one can take it away from you.

    Won't go into why but I know of a thousand times where people have held on expecting greater things, got too greedy and ended up with absolutely nothing.

    But, as I said, it is just my opinion. Only you know the answer really :o
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • liuhut
    liuhut Posts: 1,269 Forumite
    I once had some shares that had gone up to being worth £1400 , was going to sell and the next day the company went bust...lost the money and was pig sick.
    This week I have sold some other shares and have made £1200 profit...if I had waited a couple more days it would have been £100 more. Sell them for what you are happy with...if you have made profit thats great but could you afford to loose the money if the company went t*its up.
    WIN £2008 in 2008 £1836.31 2009 wins - £91!!! 2010 wins in Oz $ 6170.... wins 2011 aprox $2000
    MFIT - number 37. Reduce my mortgage from £63,500 to £48,000. now at 54,000...
  • oscar52
    oscar52 Posts: 2,272 Forumite
    they never really cost anything - were "units" to begin and became shares when had enough - had to sign up to certain offers and such - think I will leave them another week, then sell (it will clear a debt and give me money for a knees up)
    No Longer works for MBNA as of August 2010 - redundancy money will be nice though.

    Proud to be a Friend of Niddy.
    no idea what my nerdnumber is - i am now officially nerd 229, no idea on my debt free date
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.9K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 247K Work, Benefits & Business
  • 603.6K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.