Don't Know Where To Go!

littlemissy_3

Hi

I need to borrow about £2k over 2 years and I'm worried if I approach a lender and I'm rejected it'll worsen my credit rating (I've moved 4 times in the past 5 years)

I haven't borrowed anything for nearly 4 years and haven't applied for any cards, loans etc for 2, although that application was declined. I've been living in my overdraft for the past few months and have gone over a couple of times. I've just done a check through Zopa and I got "the unfortunately we're unable to verify your details" page.

I really don't know who to approach and I could do with the cash quite quickly.

Any advice would be greatly appreciated.

Thanks x

Rafter

Moving so many times does seem to upset the credit rating agencies and therefore your ability to get verified!

Suggest you try your current account provider - they presumably have been with you through all your moves?

R.

littlemissy_3

I've only been with my bank (Alliance & Leicester) for 18 months and when I was living at my previous address. I'm a tenant in a furnished house so I'm not sure if that will go against me too.

Thanks for the advice though