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Sorry for my post yesterday!

I posted a thread yesterday saying how I was at my wits end last night, and I was thinking of doing something very silly.

forums moneysavingexpert. com/showthread.php?t=3389938

I am really sorry if it caused anybody any distress. I was at a real low and couldn't see a way out. Thanks for all your comments.

Well last night my wife came home, and saw me as a complete wreck. I think it scared the !!!! out of her, to be honest. I spoke in detail to her, and I think she was just relieved it was about 'cash'.

She said we'll sort it. My Dad will wait for his cash, although it his very high on my list to pay him back. Then, out of the blue this morning, a loan application that I'd made, was accepted, at a really low rate. So I can pay those decent people back, who entrusted me with their cash.

Without sounding too emotional, it was as if a Guardian Angel grabbed me from deaths door last night. Then he/she worked wonders around the clock, to give me the loan (which we can afford just) and also give me breathing space with my Dad. I paid £200 into his bank this morning, as a gesture. He really is a great guy.

Now looking forward to my hols. Still a really heavy heart, but feeling as if the world on my shoulders, arent quite as heavy today.

Cheers everybody.
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Comments

  • Hey, I was just reading your last thread. Thanks for the update. It's brilliant that you and your wife are working as a team. Make a plan together so you don't slip.
    I'm a qualified accountant but please make sure you get expert advice as any opinion is made in a private capacity.
    "A goal without a plan is just a wish" Antoine de Saint-Exupery

    Mortgage overpay 2012: £10,815; 2013: £27,562
    Mortgage start £264k, now £232k
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Glad to hear that. :)

    I've updated your previous thread with a link to this and a copy of your post in case anyone was worrying and hadn't seen this new thread.

    Best of luck.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Soubrette
    Soubrette Posts: 4,118 Forumite
    Glad to hear there is some light :) Your wife sounds lovely :)
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Phew !!!!

    Glad youre getting thing sorted.
    And thanks for the update.

    Good luck
    Annie
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • whitewing
    whitewing Posts: 11,852 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I'm so pleased that you talk to us and your wife. So many people keep their worries locked up.

    I hope you all have the best holiday ever.
    :heartsmil When you find people who not only tolerate your quirks but celebrate them with glad cries of "Me too!" be sure to cherish them. Because these weirdos are your true family.
  • laura2481
    laura2481 Posts: 4,305 Forumite
    1,000 Posts Combo Breaker
    I'm so glad you are now seeing light at the end of the tunnel. Enjoy your holiday, you need the break by the sounds of it.. take care xxx
  • marywooyeah
    marywooyeah Posts: 2,670 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    glad to hear you are on track, all the best x
  • princesst84
    princesst84 Posts: 641 Forumite
    Part of the Furniture 500 Posts Name Dropper
    I am so pleased you are feeling a little better and have come on to let us know. I read your thread and was worried about you. Great news that your wife is on side, you can help each other through.
    x
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I just wish the loan approval had come through yesterday to save you the anguish. However, it has got your wife fully on side and that is a real positive. Good luck for the future :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • los72
    los72 Posts: 42 Forumite
    Glad things are looking up...:)

    There are always people a lot worse off than yourself, but at the time, you never think that.

    Depression is a horrible thing to suffer from, I myself have, and, although not related to financial worries, had some personal issues several years ago, and you're right, you feel at your wits end.

    However, there is always someone around to listen to, it just helps not to bottle things up, so it's great that you were able to talk things over with wifey..:)

    Hope you both enjoy your hols, don't forget the stick of rock and postcard...:D :T
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