We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Want to become a Forum Ambassador? Visit the Community Noticeboard for details on how to apply
I'm back
moongarden
Posts: 478 Forumite
Hi Everyone and a Merry Christmas to you all,
I got back on christmas eve from three months volunteering in the gambia, west africa. great way to avoid all the build up to the festive season and i feel like a new person.
now its back to the serious business of being a DFW! i've got my first court case for reclaiming my bank charges on 24th january - for around £3k and the second case is progressing nicely.
so all i have to do now is find a job and a cheap room in a shared house in sheffield and i'll be all set!
May 2007 bring us all closer to our Debt Free goals!
best wishes everyone
I got back on christmas eve from three months volunteering in the gambia, west africa. great way to avoid all the build up to the festive season and i feel like a new person.
now its back to the serious business of being a DFW! i've got my first court case for reclaiming my bank charges on 24th january - for around £3k and the second case is progressing nicely.
so all i have to do now is find a job and a cheap room in a shared house in sheffield and i'll be all set!
May 2007 bring us all closer to our Debt Free goals!
best wishes everyone
0
Comments
-
Welcome Home!!!!!!!
nice to have you back moongarden:)November NSD's - 70 -
been to gambia myself loved the place ..welcome back0
-
welcome back ..nice to meet you0
-
Welcome back moongarden :j0
-
thanks guys. i'd be posting more often but i'm having technical issues! lol0
-
welcome back moongarden :beer:Savings Total so far for 2026: £0/£10,0000
-
Hello moongarden
I dont know you as only been on this site for a couple of months, but welcome back anyway.
gambia must have been awesome! i really admire anyone who can give up a part of their lives to help others less fortunate.Baby Ice arrived 17th April 2011. Tired.com! :j0 -
Never conversed with you, but welcome back and hats off for the work you have been doing - the best things in life are free! What where you doing if you don't mind me asking?This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
-
Hi there moongarden.
I loved The Gambia as well (although was only there a week!!).
A beautiful & happy population of people not bogged down by the rat race. In some ways we are lucky but in others I think *they* are the lucky ones.
Anyway welcome back and good luck in 2007 with your DFW progress.Bank Balance: In the black for the moment.
Sainsburys Loan: Cleared July 2010
Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.9K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 246.9K Work, Benefits & Business
- 603.5K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards


