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Help please. being sued for 'car accident'

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  • vax2002
    vax2002 Posts: 7,187 Forumite
    Hire a photographer to pay them both a visit, discretely....then let them hang themselves
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • knitnut wrote: »
    ...My husband was driving my car and reversed into a taxi that had stopped to pick up a passenger.

    Where did this happen?
    What type of Taxi?
    May be relavent as if in Belfast, private hire taxis can’t be hailed on the street. Only yellow plated taxis are allowed to pick people up on the street. If someone sticks out their hand, private hire taxi's are not allowed to stop and lift them. Query this as if this was the case he was breaking the law so may be worth sueing him back :T!!

    Also this whole insurance claiming "scam" is quite big news at the moment so make sure the insurance company fight it (My view anyway)
  • whitelabel
    whitelabel Posts: 2,217 Forumite
    Where did this happen?
    What type of Taxi?
    May be relavent as if in Belfast, private hire taxis can’t be hailed on the street. Only yellow plated taxis are allowed to pick people up on the street. If someone sticks out their hand, private hire taxi's are not allowed to stop and lift them. Query this as if this was the case he was breaking the law so may be worth sueing him back :T!!

    Also this whole insurance claiming "scam" is quite big news at the moment so make sure the insurance company fight it (My view anyway)

    you cant sue someone for breaking the law, it would be a criminal matter for the police, licencing authority to deal with

    getting evidence that the car is still in use and drive not injured could be useful adn insurance not likely to do it.

    I took photos of a car supposedly !damaged beyond reasonable repair that i hit the back of when he stopped on a blind bend at night to avoid a police roadblock ahead, that turned out to be uninsured, (long seperate story) and he tried suing for uninsured losses !
  • Chickabee
    Chickabee Posts: 201 Forumite
    BurntOut wrote: »
    Happened me last July. Rubbed my back tyre on a guys car, only mark was the black rubber, which I could of rubbed off. But told guy I was happy to fix anything. He worked for MIS Claims too, just my luck. It was less than minimal contact. I even asked at the scene, are you both ok & he replied o yea it was nothing sure.

    Few weeks later solicitors letter in the door, both claiming personal injury (scumbags). Found out when renewing my insurance that they got in total £12k for !frig all. Obv him working for MIS Claims he knew exactly what to do.

    Its a joke here in NI, hence why our insurance premiums are higher. People claiming for anything and everything.

    Do you think its something about society here in N.I that makes so many people think they are "entitled" to things?
  • Chickabee
    Chickabee Posts: 201 Forumite
    Personally i'd feel ahamed at the very thought of making a false injury claim. Sure its the insurance company that pays out but all they do is stick up the premium of the poor person who you are claiming against
  • Ian9266
    Ian9266 Posts: 40 Forumite
    Civil claims in Northern Ireland for road traffic collisions that are taken to court must be proved " on the balance of probabilities". That means if they prove their claim is 51% true they win. Solicitors can claim in the County Court I think up to £20k now and they issue most civil bills for this amount even if they know the claim is worth less so that they get the higher fees. The higher the value of the civil bill the more money they make.
    For an insurance company to fight a claim it can cost upwards to £6k if they loose, it's cheaper to pay out a small sum than fight it in court. That's why so many settle out of court for paltry sums. If its proven you caused damage to the other vehicle then it is possible the people in it suffered some injury if they can convince a doctor that they were injured, ie, sore neck, pins and needles in their arms and difficulty sleeping. If they take time off work or see a physiotherapist they're onto a winner. Having worked in the courts for nearly 30 years I've seen it all.
  • knitnut
    knitnut Posts: 746 Forumite
    Part of the Furniture 500 Posts Photogenic
    Many thanks to all for your words of wisdom.
    It is now with my insurers to sort out (who oddly enough are also the taxi firms insurers) so they can just get on with it.
    Once again thank you for allowing me to vent my frustrations.
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