Mackenzie Hall

charlotteclare19

My partner has just received a second letter about Mackenzie hall chasing an old debt and having read up on them I have told him not to contact them. The first letter was that they were trying to contact him , and not addressed to anyone in specific and the second one is addressed to him and saying it is a failure to respond letter He was made personally bankrupt just over three years ago and has not had any credit since. He moved in with me just over 2 years ago and I am wondering what impact this will have on me as it is my home and he is only registered on the electoral role, and will this affect my credit. All his debts I thought were wiped clean with the bankruptcy. What should be do and should be respond to them. Obviously given the nature of other people's attempts at contacting this companiy, I am reluctant to get involved. Your help is appreciated.

fermi

Do they say what the debt is for on the latest letter?

If it is something covered by the bankruptcy, then he can send them a letter telling them to "bog off".

Do you currently have any joint accounts, loans, finance with him? If not, then his bad credit record should not effect you.

charlotteclare19

Hi Thank you for your reply

They say the pursuers are Cattles and all his debts were covered by the bankruptcy. We have no joint accounts. Regards Clare

king100

Its a fishing letter, its probably either welcome finance, shopacheck or the lewis group.

Did he have anyhting to do with these companies?

charlotteclare19

Hi thanks for that

It seems that they have no evidence so will forward banckruptcy letter to cover him. Regards Clare

fermi

An example letter here:

http://forums.moneysavingexpert.com/showpost.php?p=42894138&postcount=2

charlotteclare19

Thank you Fermi that is a great letter and I shall take pleasure in using it against these chancers!!!!!

Regards
Clare