How many DMP's have gone well?

Digitalscooby

A year and a quarter in. DMP with CCCS and everything has settled down.

We've still got another 2 1/2 years or so to go but it was the best decision we ever made.

It was pretty much all plain sailing after the initial 3 months or so (apart from one creditor - see below - and even they accepted the dmp more or less straight away)

The ONLY creditor I hear from is Lloyds TSB who are a complete bunch of muppets but even then it's only the computer generated stuff. I've stopped calling them now even when I get a 'solicitors letter' from them as every time I did call I was just told that everything is fine and that I should ignore all letters! They are also the only creditor to have started charging us interest again on the credit card debt (at a reduced rate - but even so). They should be thoroughly ashamed of themsleves, all the money they have had out of me over the years.

Rant over - none of the bad things I imagined would happen when I first started this, did happen.

Good luck with it.

babyroo

Hi dazla, i have had dmp with since July 2007 and all i can say it's the best thing i did, Payplan are always very helpful.

I'd rather not have my debts, but least i'm doing something about,rather than sticking my head in the sand.

Good luck xx