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Unsigned letters - CC won't action

DNW_2 · 2011-04-18 21:06:35

Hello DFWs Ive started receiving responses to my token payment letters, some have ignored it completely other than banking the cheque (MBNA), some have said they will stop charges for a temp period (Egg) but I received a response from both HSBC and Mint today both saying pretty much the same thing - that as my letters to…

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Culex Posts: 776 Forumite

27 April 2011 at 11:00AM

ILW wrote: »

No it doesn't in most cases. A reconstituted agreement is acceptable to a court.

From the response given, it would appear the DCA neither has that nor is able to cobble one together.

Of course, they should have referred the matter to the original creditor or the company who bought the original creditor, as applicable.

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Unsigned letters - CC won't action

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