Flee's debt destruction plans

Flee_2

Hello people.
I have so many ideas atm but little time to sort them. lol. Like so many MSE posters, I would like to pay off my debts asap but will not compromise complete sacrifices for my children. We have cut back on so much since March that I cannot cut back anymore. We have a monthly budget and I stick to that.

So my plan for now:
1. Start taking vitamins, calcium and folic acid supplements to get my body ready for pregnancy.
2. Exercise to get my body in shape and ready for pregnancy.
3. Pay off as much as possible on my credit card debts before December.

MoneyMax

Flee wrote: »

Hello people.
I have so many ideas atm but little time to sort them. lol. Like so many MSE posters, I would like to pay off my debts asap but will not compromise complete sacrifices for my children. We have cut back on so much since March that I cannot cut back anymore. We have a monthly budget and I stick to that.

So my plan for now:
1. Start taking vitamins, calcium and folic acid supplements to get my body ready for pregnancy.
2. Exercise to get my body in shape and ready for pregnancy.
3. Pay off as much as possible on my credit card debts before December.

You sound so determined!!! :T
Our plans are fairly similar xx

Flee_2

Been a while since I last posted. Just got back from a week at my parents and am enjoying a week of doing not much until court on Thursday for my divorce.

I am hoping that things will be finalised on Thursday and I can start to look forwards and upwards.

Moneywise, I am poor, not got a lot left to last until the end of the month as I am preparing to finally pay off my credit card debts by the end of Dec 2011, in preparation for sorting out a mortgage, moving house in the spring and having a baby in the summer.

I am very very excited about it all but need to seriously knuckle down and pay the lot off. OH is helping this cause and will be helping to pay it off too.

Flee_2

OMG I just updated my signature to aim to pay off £10k by the end of 2011. If I had not got into so much debt I would have had so much money to mess around with and not be living on the breadline. When my debt is gone, I will not be so flippant with money.

I am on a mission to have a mortgage and a nice house next year with everything sorted and happy.

It makes me wonder how money can be wasted so easily in a day, but takes months and months to repay.

Only £7k to go :eek:

tearose

Hi Flee

Just popped over to say hello. Well it's sounds like you will totally clear that 10k this year - so seem so determined!!

Like you, I only wish that instead of paying off the debt I was saving for a deposit on a house. Then we can join each other on the mortgage free wannabe board !

Flee_2

I really hope I do clear it, but going to be very hard. I have a habit of falling off the wagon, especially when I decide to move house, go on holiday or treat myself.

Thanks for popping by.

Flee_2

Hello.

Just listed 13 items on Ebay and am hoping to make £50 from the sale of these items or better. Also going to put some books on Amazon to sell. I really need to create some extra cash for christmas and for my car insurance in November.

New plan:
1. Sell at least 20 items on Ebay or Amazon this month
2. Sell 10 items in September
3. Clear out all items not required and do a car boot sale in August or September
4. Sell 10 or more items in October
5. Sell 10 or more items in November.
6. Save 5ps and £2 coins in a jar.

Aim for a target amount of £300 to achieve by the end of November/beginning of December.

Flee_2

Huge gulp today, me and OH have decided to aim for a baby between July and August which means that we start trying in October. Two months away. I am excited but slightly scared, especially with twins running in OH's family.

But I now have to get my body ready for a baby, by getting fitter and being more healthy.

Money also needs to be sorted out as well, and the most logical thing to do is to use my divorce payout to pay off debts and then save up to move house next year.

Today's plan:
1. Pay a cheque into bank.
2. Take kids swimming and swim for 1/2 mile.
3. Ironing
4. Tidy house
5. Healthy tea
6. Zumba class later with kids and ex MiL

Flee_2

Current debts as they stand today:

HSBC CC: £2250
Tesco CC: £2860
Car Loan: £4565

Total: £9675

Flee_2

Morning all.

Well busy day at court for my divorce hearing. I have to attend and hopefully it will be finalised financially and I can them move on and finally get divorced.

Eeek. I will be single soon.
On the bad side I feel very rough today after coming off the pill which I had just started taking again after 5 days, but I need my body to be pill free before I start trying for a baby in October.

Hope everyone has a nice day and enjoys the last few weeks of the summer.