Flee's debt destruction plans

Flee_2

I have not been on for ages because of being busy at work and home.

Well we move out on Saturday to our new home and the money saving has completely gone out of the window. I have had to buy a dining set, which I picked up off Ebay brand new and a fridge. I also have to have my deposit and one months rent for Saturday as well as £150 for the previous tenant who is leaving the washing machine and curtains for me.

Hopefully I will get my deposit back from the current house and everything will start to work out ok for us.
OH is talking about babies at the moment and is very broody, so looks as though we will be adding to our family soon. I cannot wait but need to clear a big bulk of debts before then.

Flee_2

Urgghhh.
I have fallen off the money saving wagon completely. I have moved house and spent loads of money on bits and bobs like a kitchen table, chairs, food, petrol, etc. I have overspent completely.

I spent £2297 last month, but had incoming of £2316.
This month I will have spent £2229 with an incoming of £3700.

So blooming expensive to move. Just need to get my deposit back for the old house and start off moneysaving again.

I still intend to knock £6k off my debt by the end of this year and possibly more.

Flee_2

The plan for now is to stop spending and hide my cards.
Got £50 to last me until payday and I do not intend to spend any more until after then. I am on a mission.

My monthly plans for the rest of the year:
1. Be divorced by September 2011.
2. Sort out finances again to see where I stand after the divorce in October 2011.
3. Start baby making in November 2011.
4. Knock £8500 off my debt by end of December 2011.
5. Hopefully be pregnant by the end of the year or be happily trying still.

Maybe a little adventurous but that is what I am aiming for.

MoneyMax

LittleBit wrote: »

When I got divorced I think it cost 1.5 k all in, but it was quite a straight forward and quickie divorce. The thing that bumped the cost up most was all the solicitor's letters going backwards and forwards between me and the ex.

I refused to pay for a blood sucking solicitor and did my own divorce! Luckily it was amicable and very quick, I just paid the court fees and did all the paperwork my self! :j

MoneyMax

Flee wrote: »

The plan for now is to stop spending and hide my cards.
Got £50 to last me until payday and I do not intend to spend any more until after then. I am on a mission.

My monthly plans for the rest of the year:
1. Be divorced by September 2011.
2. Sort out finances again to see where I stand after the divorce in October 2011.
3. Start baby making in November 2011.
4. Knock £8500 off my debt by end of December 2011.
5. Hopefully be pregnant by the end of the year or be happily trying still.

Maybe a little adventurous but that is what I am aiming for.

I love tht "On a Mission" Me too!!! Good luck xx :T

Flee_2

MoneyMax wrote: »

I refused to pay for a blood sucking solicitor and did my own divorce! Luckily it was amicable and very quick, I just paid the court fees and did all the paperwork my self! :j

I wish I could have done it that way. Hard with 2 kids and a house to sort out. I thought it would be easier to go through a solicitor but I was wrong.

Flee_2

After checking finances I realised that I will probably be paying off my debt by next summer and not spring as anticipated. Oh well I just need to go with the flow and try to do my best.

Good luck to everyone else cutting down on their debt, it is a hard road to climb but will be worth it when we reach the top.

Flee_2

***Third posting of the day***

I have decided to start my christmas shopping to spread the cost (eeeeekkk) and have been looking in the Argos sale and seen lots of bargains. Got a DS case and stylus' for DS for £1.79, and two sets of 2 black candlesticks for £1.99. Will be ok for putting away as presents. I have decided to buy three presents per month, so that when christmas arrives I don't have to spent over £1k again.

Just looking through toys etc and will probably get my stocking fillers.

MoneyMax

Flee wrote: »

***Third posting of the day***

I have decided to start my christmas shopping to spread the cost (eeeeekkk) and have been looking in the Argos sale and seen lots of bargains. Got a DS case and stylus' for DS for £1.79, and two sets of 2 black candlesticks for £1.99. Will be ok for putting away as presents. I have decided to buy three presents per month, so that when christmas arrives I don't have to spent over £1k again.

Just looking through toys etc and will probably get my stocking fillers.

Ive started mine too, 4 presents so far!! Earliest ive ever started too. :T

Flee_2

Just looked and rearranged my spreadsheet and see where I can save money. Looks as though it will be August 2012 when I am finally debt free. Seems crazy as it takes a month or two to build up debt and years to pay off.

Seriously thinking that it might be usual to change my baby making plans so that I have a baby in Dec 2012 rather than Aug 2012.

BUT for now I will push to pay off as much as possible before December this year and see what happens.

I went shopping yesterday and spent £50 which included meat and margarine that will last for a month. Will only need essentials like bread, milk, fruit and veg.