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Flee's debt destruction plans
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Thanks Booboo. Hopefully I can clear alot of debt by the end of the year and then start trying end of this year. My OH really wants to have a baby with me, my children are not his but he loves them like a father. He will be brilliant with another child.
Today is not going too good with money saving. I had to pay to park and I had a small lunch today, so ended up buying a muffin for 85p.
I also need milk and margarine, so will be calling into Nett0 for their two 4 pint cartons for £1.60 (very cheap and tasty) and butter type margarine (which was on offer for £1.29 for 1kg pack). Not a hugely expensive day but the pennies add up.
DS is going to be very tired later, he went for a run at 6.30 with OH and has ended up swimming in the school gala this morning. He then has a practice performance for a lenten play at school. Busy boy.Halifax CC £1029/£2490, Tesco CC [STRIKE]£0/£3203[/STRIKE], Tesco loan £15431/£15808, Carloan1 £6743/£8241, Carloan2[STRIKE] £0/£3813[/STRIKE]
Pay all your debt off by Xmas 18 =22% £6661/£298650 -
Yesterday was a spend day. Desperately needed milk and margarine, and ended up buying 4 tins of beans as well. But I have these in now.
Now that I have started using fresh milk instead of milk powder and water in my bread (in the breadmaker), it is turning out very very nice. If anyone has a breadmaker then try it, but make sure that the milk is tepid. I have never made bread as nice as that. Yummy.
Oh is picking the kids up today so I just have to go home and sort tea out at 5pm. Tuna pasta bake is on the menu tonight. I have been eating my HM oat biscuits with chocolate topping all week, so the diet is going out of the window.Halifax CC £1029/£2490, Tesco CC [STRIKE]£0/£3203[/STRIKE], Tesco loan £15431/£15808, Carloan1 £6743/£8241, Carloan2[STRIKE] £0/£3813[/STRIKE]
Pay all your debt off by Xmas 18 =22% £6661/£298650 -
Another day closer to the weekend. woo hoo. My kids are now on holiday for three weeks because of Easter hols and because of being on holiday in the last week of April. I am in work though for next week and two days on the following week. Luckily OH to the rescue as he will be looking after my two darlings.
On the money front, we are coping ok atm and trying desperately to not spend unless necessary. Had a bad week of parking at work and have had to pay almost £5 in parking. That has been my biggest cost and I hate having to pay to come to work when it is not necessary.
Made Tuna bake last night with a few HM chips to feed my starving bottomless pit kids, with HM bread. Was delicious. Tonight I am undecided on what to have as only OH and me having tea because of kids at Dad's.
Any ideas on what to make for two?
Last week was jacket potatoes with cheese and beans, so might be that again lol.
The weather is so beautiful atm. Trying my best to get out in the evenings and have lovely walks with my westie and OH. Hope the weather stays for the weekend.Halifax CC £1029/£2490, Tesco CC [STRIKE]£0/£3203[/STRIKE], Tesco loan £15431/£15808, Carloan1 £6743/£8241, Carloan2[STRIKE] £0/£3813[/STRIKE]
Pay all your debt off by Xmas 18 =22% £6661/£298650 -
Another nice day. I am thinking of having a BBQ this evening with OH and kids. So a spend day today as I will need to get burgers and bread buns. Also thinking of starting to have salad again through the week now it is warmer.
I worked out that this month I will have an extra £50 left over. So this will go towards paying off debt.
Not long until my holiday on the 23rd April, almost two weeks left, and I cannot wait. My kids are so excited about it.Halifax CC £1029/£2490, Tesco CC [STRIKE]£0/£3203[/STRIKE], Tesco loan £15431/£15808, Carloan1 £6743/£8241, Carloan2[STRIKE] £0/£3813[/STRIKE]
Pay all your debt off by Xmas 18 =22% £6661/£298650 -
Three days since I last posted. It has been too nice to sit inside. But cannot believe it is raining today. I left my coat at home today and came out in summery clothes. And I left my washing on the line, so lots of wet clothes. Hopefully OH will bring them in when he returns.
Well I overspent this weekend on food, but I am hoping that it will all last me until first week of May. I stocked up on bread flour, yeast, chicken breasts, sausages, burgers, veg, etc. So will just need things like milk and possibly cheese.
The holiday is getting closer and I have started to organise clothes ready to be packed. 12 days to go. 11 days to my OH's birthday too.Halifax CC £1029/£2490, Tesco CC [STRIKE]£0/£3203[/STRIKE], Tesco loan £15431/£15808, Carloan1 £6743/£8241, Carloan2[STRIKE] £0/£3813[/STRIKE]
Pay all your debt off by Xmas 18 =22% £6661/£298650 -
Been thinking about having a baby next year and am really excited that next year I will hopefully be pregnant at this time.
I keep thinking that maybe I am rushing into it though. I have been with OH nearly 2 years, and this followed my separation from my ex-husband whom I am still divorcing. I know that OH is the only person I want to be with and he feels the same but part of me feels that this relationship will end the same as the other. I thought my ex-husband and me would be together forever, but as soon as we married he turned nasty and manipulative.
OH is not like that, but there is a 10 year gap between us, me being the eldest. This makes no difference but I keep thinking he will change his mind in a few years.
At the moment things are going well, in fact very well. Blissfully happy family atm.Halifax CC £1029/£2490, Tesco CC [STRIKE]£0/£3203[/STRIKE], Tesco loan £15431/£15808, Carloan1 £6743/£8241, Carloan2[STRIKE] £0/£3813[/STRIKE]
Pay all your debt off by Xmas 18 =22% £6661/£298650 -
Another miserable day for everyone on school holidays. My two are at home and are getting their things ready for their hols and for the weekend away but will be pestering OH to play football outside.
Whereas I am at work until Friday, then start my hols.
Well as per usual I have just eaten my sandwiches and I am still starving. Resisting the urge of the vending machine, and having chewing gum instead.
And I will apologise for my message yesterday, just feeling a bit down with the virus I am fighting. All positive today.
Meal planning for the next week and half is easy, and I should not have to spend anymore than £5 for basics.
I am thinking of how I can cut back spending again and was looking at the £1 meal challenge for 2, and was wondering if £2 could feed a family of 4. Anyone have any suggestions?Halifax CC £1029/£2490, Tesco CC [STRIKE]£0/£3203[/STRIKE], Tesco loan £15431/£15808, Carloan1 £6743/£8241, Carloan2[STRIKE] £0/£3813[/STRIKE]
Pay all your debt off by Xmas 18 =22% £6661/£298650 -
I am hoping the weather starts to pick up, bored of people saying already "Well that is our summer over with." Come on sunshine!!!
Last night was busy for me. I made bread as per every night, made chicken curry for tonight's tea which is in the slow cooker for later, made spag bol for last nights tea, and also made some fruit scones which are disappearing at a fast rate.
Going to need some more shopping too, as I am running out of my staples of tinned tomotoes and beans. Luckily 4 for a £1 at Nett0. Surf small boxes are a bargain too atm, they are £1 for a ten wash box.
Cannot wait for the weekend, going to be so busy though packing for hols and also getting ready for a party on Sunday for OH's parents wedding anniversary. May visit my parents to see my Nan but this may be dependant on me getting rid of this cough first.
Hope everyone is having a good half term...Halifax CC £1029/£2490, Tesco CC [STRIKE]£0/£3203[/STRIKE], Tesco loan £15431/£15808, Carloan1 £6743/£8241, Carloan2[STRIKE] £0/£3813[/STRIKE]
Pay all your debt off by Xmas 18 =22% £6661/£298650 -
***Cough cough***
I am so glad I worked this week, what a miserable week with the weather. I am hoping it is much nicer next week so that we can take the kids out and about.
Not sure what will happen this weekend. My OH has asked his parents to lend him some money to cover his shortfall this month and is adamant that this can be used for fuel to visit my family (100 miles away), but I would rather he keeps his money and saves it. Nice thought though from him, with my Nan being so ill, and my Mum being upset.
Last night I ended up having to buy a loaf of bread as my HM bread disappears by lunchtime. I tried to make a loaf an hour after making another and it did not rise, must have still been too warm.
I have now found that shop bought bread is no where near as nice as the HM versions, when toasting it this morning. So going to have to start batch baking to freeze.Halifax CC £1029/£2490, Tesco CC [STRIKE]£0/£3203[/STRIKE], Tesco loan £15431/£15808, Carloan1 £6743/£8241, Carloan2[STRIKE] £0/£3813[/STRIKE]
Pay all your debt off by Xmas 18 =22% £6661/£298650 -
Divorce is getting ridiculous now. Two years almost since I left him, over 1 year since I started divorce proceedings, and still no closer to divorce.
I had a date of 31st March 2011 for when the divorce was going to court for the Decree Nisi, with a date of 13th May for when the Decree Nisis is made Absolute. Now I receive a letter from my solicitors saying that the court received my ancillary relief (money request) after the 6th April. My solicitor sent on the 29th March and supposedly it is next day delivery and he is saying that someone at the court is lying but that there is no point protesting.
There are new laws about divorce as of 6th April (surprise surprise why my application for ancillary relief was received a week after), which states that divorcees have to attend mediation up to 4 months before the divorce is made absolute.
I attended mediation last year on my own as ex-OH could not bothered to attend, but this is not applicable now and I have to attend again.
I have no idea when I am going to be divorced. Which leaves me in limbo with my house. I am paying a lot in rent £550 pcm and would like to cut £100 off this, but I will be paid out on the property I already have with ex-OH when divorce & money is sorted out. So do I leave it until my divorce comes through or do I move just for 6 months or so. I have seen so many cheap and decent family houses on the market recently that would be perfect for us, but it is just depressing that I am having to spend so much on the house I am in now and paying for this divorce to be dragged out longer and longer. There are no issues in the divorce, no one dragging their feet apart from solicitors.
Sorry for the rant but I cba with the divorce. Any advice would be welcome by people in same position.Halifax CC £1029/£2490, Tesco CC [STRIKE]£0/£3203[/STRIKE], Tesco loan £15431/£15808, Carloan1 £6743/£8241, Carloan2[STRIKE] £0/£3813[/STRIKE]
Pay all your debt off by Xmas 18 =22% £6661/£298650
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