We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Partner with ex's debts

2»

Comments

  • debtinfo
    debtinfo Posts: 7,012 Forumite
    well if he goes bankrupt, the OR is going to ask all these questions and more, bankruptcy is not just about getting rid of debts it is an investigation as to how they occured
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • debtinfo wrote: »
    well if he goes bankrupt, the OR is going to ask all these questions and more, bankruptcy is not just about getting rid of debts it is an investigation as to how they occured

    Thats interesting to know as she will try and look for every way to avoid paying them
    The average woman would rather have beauty than brains,
    because the average man can see better than he can think.

    Many people's view of the world is down to their experience, perception and what they have been conditioned to,this isnt any old MSE reply this is a important and experienced MSE reply :rotfl:
  • Ineedaname
    Ineedaname Posts: 3,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    he looked into it and it would have cost as much as he would be awarded so was advised to drop his case as it was wiser to do that

    If he files with the Tribunal Service it shouldn't cost him a penny. The CAB have a list of solicitors who will give a free half hour of advice in such cases, that's usually enough for the individual to then know what to put on the Tribunal forms.
    When I joined, I needed a name. The forum members gave one to me...I am INAN :D
    "Fortunes ebb and flow and a boat must move with the tide and be thankful that it floats." Judith Allnatt
  • Ineedaname wrote: »
    If he files with the Tribunal Service it shouldn't cost him a penny. The CAB have a list of solicitors who will give a free half hour of advice in such cases, that's usually enough for the individual to then know what to put on the Tribunal forms.


    She sacked him just under 2 yrs ago he has been fighting his divorce and financial case since would he still be elegible to this after this period of time as he had to drop it then due to the costs that would have been awarded were as much as fighting it and he could not fund it due to having no job because she sacked him
    The average woman would rather have beauty than brains,
    because the average man can see better than he can think.

    Many people's view of the world is down to their experience, perception and what they have been conditioned to,this isnt any old MSE reply this is a important and experienced MSE reply :rotfl:
  • Ineedaname
    Ineedaname Posts: 3,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Ah, I didn't realise it was that long ago. Unfortunately the time limit will have expired by now.

    Is he fighting the debts on the basis of cohersion and being forced to sign things under duress?

    This must be so stressful for you both, I do hope you get some resolution soon.
    When I joined, I needed a name. The forum members gave one to me...I am INAN :D
    "Fortunes ebb and flow and a boat must move with the tide and be thankful that it floats." Judith Allnatt
  • santashelper_2
    santashelper_2 Posts: 1,446 Forumite
    Ineedaname wrote: »
    Ah, I didn't realise it was that long ago. Unfortunately the time limit will have expired by now.

    Is he fighting the debts on the basis of cohersion and being forced to sign things under duress?

    This must be so stressful for you both, I do hope you get some resolution soon.

    he is paying payments on the debts but the debt companies have been very cooperative so that is a relief but final resolution is being dragged out all the time by his ex her intention to make him bankrupt it is very stressful as the battle is against people who think they are above the law and try to demonstrate this by encouraging her solicitor to delay things and forget to take information to the courts thankfully the judge can see this is the case but in the meantime we are living on a knife edge as to whether we can afford to take this all the way to another 2 hearings if not we will become homeless and bankrupt
    The average woman would rather have beauty than brains,
    because the average man can see better than he can think.

    Many people's view of the world is down to their experience, perception and what they have been conditioned to,this isnt any old MSE reply this is a important and experienced MSE reply :rotfl:
  • santashelper_2
    santashelper_2 Posts: 1,446 Forumite
    he is paying payments on the debts but the debt companies have been very cooperative so that is a relief but final resolution is being dragged out all the time by his ex her intention to make him bankrupt it is very stressful as the battle is against people who think they are above the law and try to demonstrate this by encouraging her solicitor to delay things and forget to take information to the courts thankfully the judge can see this is the case but in the meantime we are living on a knife edge as to whether we can afford to take this all the way to another 2 hearings if not we will become homeless and bankrupt

    Has anyone been in this situation
    The average woman would rather have beauty than brains,
    because the average man can see better than he can think.

    Many people's view of the world is down to their experience, perception and what they have been conditioned to,this isnt any old MSE reply this is a important and experienced MSE reply :rotfl:
  • mel12
    mel12 Posts: 298 Forumite
    Sorry to hear about your situation :(

    If he doesn't owe money to his ex I don't think she can make him bankrupt. Its possible for the creditors [the companies he owes money to] to do it - but its unlikely to happen (generally it won't be worth them bothering - unless he had a lot of assets and income and wasn't making payments which doesn't sound like the case), and as you say they've been cooperative.

    Even if he can't make the miminum payments, there are other options besides bankrupcy he could go for (if the court case is unsuccessful and he can't get the ex to pay them back). It would be worth him calling one of the debt charities for advice on this.
    Only after the last tree has been cut down,
    Only after the last river has been poisoned,
    Only after the last fish has been caught,
    Only then will you find that money cannot be eaten
  • santashelper_2
    santashelper_2 Posts: 1,446 Forumite
    This is one of the avenues he is going down.
    The average woman would rather have beauty than brains,
    because the average man can see better than he can think.

    Many people's view of the world is down to their experience, perception and what they have been conditioned to,this isnt any old MSE reply this is a important and experienced MSE reply :rotfl:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.