Hello I'm new!

ericthekidstoner

Best of luck!
More people should be proactive (and even addicted!) to overpaying.

Something that works for me is always remembering "a pound saved is just as good as a pound made"

Consequently some people do think I'm tight :-)

Tiara_Maker

I think this maybe COULD become addictive!! Can I ask.... Silly question but HOW do you overpay? When I paid the lump sum last year I paid over the phone but surely I can't do that for every odd pound or 2? Also do you get a statement sent every time you over pay? Sorry for the silly questions. This is all new to me!

Iris, I just noticed you have 6 children!! Thar must keep you super busy!! Is the baby a girl by any chance? Sixth time lucky? And you were considering childminding too?? lol

Here we do a 10 session course. I'm booked onto that for next month. Not sure whats in the course but don't think it's english and maths!!

Iris_Blue

I make payments online. I don't have a limit that I can OP as my rate has expired. I don't get a statement each time. I'm not with the TSB so I'm not sure on what their terms are. Maybe worth you phoning them ?

Well the oldest is 18 soon and the baby is 5 months so I'm use to it all by now. DD is number 5. I'm on mat leave but enoughs enough now I'm not going back to work. I only want to do childminding for a while as my "target" is to foster but that depends on the house we'll move to.

10 sessions wow - That wouldn't suit me as we don't have anyone to look after the children as it is and DH works full time. You should be up and running then after your CRB check comes through

pawlala

Overpaying through C&G incurs a £10 admin fee for every capital repayment. To avoid this you can simply increase your monthly payments or ask them to waive the recalculations for every single overpayment. You can't do overpaying online with C&G, so ring them up to confirm what you want to do