SOA Help/Advice - 'Outgoings'

tigerfeet2006

property.advert wrote: »

Seems as though you've missed off debts and assets and how you service your liabilities.

Why would he need to put them on. He is going BR as advised by one of the debt charities. We just need to see the incomings and outgoings.

chipdouglas

Tupperware_Queen wrote: »

you have to show that after going BR you can manage your finances. You must have at least as much coming in as going out, otherwise how would BR help.

I'm not trying to be rude, just pointing out what the judge would say

you don't have to make it perfect, in fact, that might look suspicious

Thanks! That's not rude, Its to the point

One last quick one a bit off topic for this thread.
Currently have two mobile phone contracts with O2, one has 4mts and the other has 6mths left to run. The best thing would be to include them in my B/R proceedings. Should i ring them up and inform them? Would they require the handsets back as i'd like to just stick a PAYG Sim in them?
Apologise for being an idiot but i'm just trying to get my head round it all

Tupperware_Queen

chipdouglas wrote: »

Thanks! That's not rude, Its to the point

One last quick one a bit off topic for this thread.
Currently have two mobile phone contracts with O2, one has 4mts and the other has 6mths left to run. The best thing would be to include them in my B/R proceedings. Should i ring them up and inform them? Would they require the handsets back as i'd like to just stick a PAYG Sim in them?
Apologise for being an idiot but i'm just trying to get my head round it all

no prob, its your thread, you are quite welcome to take it off topic!!

I think that most people who have included phone contracts in their BR have been able to keep the handsets, I'm not sure if you need to let them know, just get payg sims.

Tupperware_Queen

and you are definately not an idiot, you are asking pertinent questions about something you've never done before.

chipdouglas

Tupperware_Queen wrote: »

and you are definately not an idiot, you are asking pertinent questions about something you've never done before.

Thank you. :wave:

Tupperware_Queen

btw my petrol is also about that each month, at my OR interview I explained that I use my car for work, travelling about 800-1000 miles per month just work (about another 2-300 personal). They happily accpeted this, although I have been saving all my receipts just in case!!