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IPA/IPO: what's the difference?

quote: "IPO payments continue for a maximum of 3 years from the date the order is made by the court
and may continue after you have been discharged from your bankruptcy. Or you may enter into a
written agreement with your trustee, called an income payments agreement (IPA), to pay a
certain amount of your income to the trustee for an agreed period, which cannot be longer than 3
years. There are no fixed guidelines on IPOs or IPAs - each case is assessed individually."
I don't understand the difference between an IPA and an IPO. Can anyone explain?
Building a new life after bankruptcy

Comments

  • JCS1
    JCS1 Posts: 5,336 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 16 February 2011 at 7:12PM
    IPA is Agreement by you and the OR/Trustee.

    IPO is a court Order where you can't agree on a figure and the OR goes to court to get the judge to decide the amount.
  • MTDancer
    MTDancer Posts: 244 Forumite
    Part of the Furniture 100 Posts
    Thanks, now I get it
    Building a new life after bankruptcy
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