Dollys' Discombobulated Debt

dollybeads

oooooooh thank you Herewego, no missed that, and still have a few tons of stuff to get on there. It is quite time consuming and having a few problems with late payers and people wanting returns, but guess its all part of it. But thrilled have made over £330.00 since Jan this year so far!

Really funny thing is, I just put your name in the search on the forum as wanted to catch up with your thread, and the first one that came up was mine with your post!

Sorry to hear you have had the lurg, its horrible we have loads of people off sick at work at the moment, really rough. but its Friday so put your feet up and take it easy for a while.

Dolly x

backinbusiness

Hi Dolly,

It's the weekend - thank goodness!! Half-term where I am - so a whole week off work - yahoo.

Couple of quick things I thought about - I had 7, yes 7 credit cards at the height of my sillyness - now I have only 1, and it's frozen into a jelly! But I'd rather eat the jelly with chopsticks than use it now!! I couldn't quite cut my last one up either - but Raspberry jelly works for me!

Secondly - I keep things ticking over with NSDs and the £2 sealed pot. I don't religiously attempt to acheive a particular number of NSDs - just pat myself on the back when I do - (prob about 4/7).

And I have accumulated £78 in £2 coins since the first of Jan - (I know it's supposed to be a sealed pot - but I can't resist counting them! - seems that I haven't mastered self-control quite yet). My colleagues know I am saving £2 coins, so they sell them to me - a bit of a cheat, but hey! (If I could buy them at £1.80 I really would be onto a good thing!

Lastly - you chuckled when I confessed to checking my bank account by smartphone under the duvet first thing every morning - HBOS changed their online platform so (temporarily) I can only see balances, not the actual transactions - gutted!

Now I have to get out of bed to check the bank balances - technological progress - NOT!

Have a good weekend - and keep fighting those spending elves.

BiB x

Gingerjar

Hi Dolly

HOw are you this Friday night? your goals are going great and I'm so proud that you are going down the romantic date route. It sounds lovely and more thoughtful than getting something through the post:beer:.

Pre-MSE I was just the same on Valentine's day usually buying a load of overpriced tat. This year, we are having a rib of beef (bought MSE from the local butcher in the market) which is a favourite dish, nice bottlaplonk and a couple of hours without kids to talk and catch up and be "us". Can't wait.

Your ebay sounds great, I have made the princely sum of £28 since Jan but hey-ho it's all in the right direction.

Have a good evening

Love Ginge

dollybeads

Hey BIB, its the weekend woop woop

A whole week off sounds fantastic, I have the following week off as my brother is coming to stay, he has a learning disability and serious mental health problems, so it will be lovely to have some time with him and he sees this as his holiday.

Loving the Jelly, in fact I hate Jelly don't even like the feel of it, so maybe that could work for me too! anything to fight off those pesky spendy elves.

Have a great weekend, and fab week off, and thanks for your post, they are all lovely little boosts for a Friday night.

Dollyx

dollybeads

Gingerjar wrote: »

Hi Dolly

HOw are you this Friday night? your goals are going great and I'm so proud that you are going down the romantic date route. It sounds lovely and more thoughtful than getting something through the post:beer:.

Pre-MSE I was just the same on Valentine's day usually buying a load of overpriced tat. This year, we are having a rib of beef (bought MSE from the local butcher in the market) which is a favourite dish, nice bottlaplonk and a couple of hours without kids to talk and catch up and be "us". Can't wait.

Your ebay sounds great, I have made the princely sum of £28 since Jan but hey-ho it's all in the right direction.

Have a good evening

Love Ginge

Hey Ginge

Your valentines sounds great, love having just a favourite meal for two with a nice bottle of vino collapso. Its a bit sad, but prefer this to a meal out anyday, just a homebody i guess at heart. And additional bonus its usually way cheaper, :heartpuls MSE ways.

The ebay thing, its ups and downs, I am a bit obsessed at the moment, but usually do 6 items then nothing for 6 months. But since Jan have listed about 8 items per week. Guess I will run out of steam on this at some point, or clothes and tat, but at least the house is looking tidier and there is space in one wardrobe woop woop.

Have a great weekend, i can hear the wine calling already .........Dolly x

debtfreewannabe321

Hi Dolly :hello:

have just been reading through your diary, Well done on all your progress so far, I too am just starting down the road to no debt....will probably take a long time but i'm determined to get there so :beer: and i hope you don't mind but i'm going to subscribe to see how you are doing! And BIB what a great idea putting CC in the jelly :think: i haven't quite managed to cut all mine up yet -between hubby and me we have *quick count* 8 :eek: all of these apart from one (the only low interest one we had) i've put in an envelope and sealed just in case creditors ask for them bk. I had this once before and i'd thrown it away already so didn't really know what to do!

My hubby isn't here for valentine's but i am going to celebrate myself with a bottle of cheap wine and have posted him around £10 worth of bits to keep him amused at work lol (cheap c.d's books etc) usually we would have stuck £50 at least each on our credit cards....so glad I found this site now living the MSE way really is addictive! xx

Rock_Cakes

Hi Dolly

Have been reading but have not posted. You are doing so well. Your goals are very impressive, I'm sure you will do very well indeed. Need to be a bit more strict with myself. Was planning on a bit of career change but found out that I need Grade C in English Lit and I only have a D!!!!! Have a degree but that doesn't count, grrr. So if I want to do the course I need to pay £300, to redo my GCSE and by August, so no pressure.

Anyway I digress! I hope you have a good weekend. I'll come back with some more encouragement when I am not in such a bad mood!

xx

Oh and don't forget that its free posting weekend on Ebay! It all helps

dollybeads

debtfreewannabe321 wrote: »

Hi Dolly :hello:

have just been reading through your diary, Well done on all your progress so far, I too am just starting down the road to no debt....will probably take a long time but i'm determined to get there so :beer: and i hope you don't mind but i'm going to subscribe to see how you are doing! And BIB what a great idea putting CC in the jelly :think: i haven't quite managed to cut all mine up yet -between hubby and me we have *quick count* 8 :eek: all of these apart from one (the only low interest one we had) i've put in an envelope and sealed just in case creditors ask for them bk. I had this once before and i'd thrown it away already so didn't really know what to do!

My hubby isn't here for valentine's but i am going to celebrate myself with a bottle of cheap wine and have posted him around £10 worth of bits to keep him amused at work lol (cheap c.d's books etc) usually we would have stuck £50 at least each on our credit cards....so glad I found this site now living the MSE way really is addictive! xx

Thanks for your post DFW321, and wishing you good luck with your debt busting, it can be pretty relentless at times, but i have found some life changing things since starting on here. Just in grocery shopping, i can honestly say i never ever looked before at anything that wasn't at eye level, and or the price of things, but i have saved £100s by doing just that and the irony is we probably eat better than ever now!

It all seems so simple, when you know how!

Love your valentines thing for your hubby, that is so sweet, hope you enjoy the wine, love wine mmmmmmmmm but now buy 3 for £10 from Asda etc. I am no connoisseur as long as its white and dry I will drink it

Have a great weekend Dolly x

Ps would love to have you on board, every bit of encouragement helps

dollybeads

Rock_Cakes wrote: »

Hi Dolly

Have been reading but have not posted. You are doing so well. Your goals are very impressive, I'm sure you will do very well indeed. Need to be a bit more strict with myself. Was planning on a bit of career change but found out that I need Grade C in English Lit and I only have a D!!!!! Have a degree but that doesn't count, grrr. So if I want to do the course I need to pay £300, to redo my GCSE and by August, so no pressure.

Anyway I digress! I hope you have a good weekend. I'll come back with some more encouragement when I am not in such a bad mood!

xx

Oh and don't forget that its free posting weekend on Ebay! It all helps

Good to hear from you Rock Cakes, the studying thing sounds a bit ridiculous doesn't it, a degree but they insist you still need a GCSE! Sounds bonkers, but if it gives you the opportunity to do something you really fancy then is probably a good thing in the long term. So good luck with that.

Off to have an ebaying weekend...............as its free listing!

Have a good one yourself. Dolly x

Herewego

I have cheated a bit but I have relisted 51 items nothing new hope to do that tomorrow, hope your ebaying is going well.