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Hello, i'm new
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Hi
I didn't see you original post, but you've done exactly what I wish I'd done, tackle my debt before it got out of hand.
Until I had my lbm I was like you, I couldn't walk past a supermarket without popping in for something I didn't need and giving them £20+. I started a spending diary and now keep track of every penny I spend and it's amazing the difference this has made. I know really think twice before I buy anything.
Just a thought on the mags, if you have a tesco clubcard, then you can get mag subscriptions through the deals, much better value. I just bought one for a pressie for £9.30 in Clubcard Points instead of £37+.
JxDebt at LBM £15231.43:eek: now £11397.43 Coming Down
Snowball says DFD [strike]March[/strike] Feb 2010
Official DFW Nerd No: 218
Proud to be dealing with my debts0
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