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Immoral_angel's Debt Diary
Comments
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My niece (rest her soul) couldn't stand her bumbo thing, she cried every time she was put in it, she much preferred being slouched back in her rocker the lazy thing that she was
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Aww IA your girls are gorgeous.
Dont they look alike !!!Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:Loves being a Wonderbra friend :kisses3:
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*bing!*
I have a plan!!!!
Let's just say we should be able to get rid of citi without increasing the barclaycard debt A plan so cunning I could have thought of it myself.... oh... wait.. I did.... :think:
Anyway, I jest... it really isn't all that cunning or complicated.. was just a case of simple maths (HA! Maths? Simple? That's like saying that pi x 642 / the square root of an oz of moon dust x the weight of a bowling ball on the 3rd moon of jupiter + a packet of cheese and onion crisps is simple....)......
Anyway.. you know me.. I work much better in random calculations mode so here goes......*drum roll please!*
Current debt:
Citi = £850 ish 27.9%
Barclaycard = £799ish 19.9%
Egg = £0 0%
Total- £1649
Plan
Transfer £480 to egg (allowing for fees, yadda yadda yadda)
Citi = £370
Pay child benefit off citi (£120.80)
Citi = £249.20
Pay last of maternity pay off citi (Approx £217)
Citi = £32.20
Flog stuff on ebay or save up £32.20 to pay off and close citi :T
New debt
egg - £500ish 0%
Barclaycard - £799ish 19.9%
Total - £1299
Egg have got back in touch saying that I can ask for a higher limit once the card is here and activated so touch would it'll work out even better than that!Total 'Failed Business' Debt £29,043
Que sera, sera.
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Nice one IA you really are an inspiration!I stopped smoking 25th June 2007STILL Never complacent but confidentMy debt is GOING DOWN!!!!0
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Awwwwwwwwwwwww the girls are gorgeous Sarah, really cute. I'll have to post a pic of my DD if I can figure out how to post them!! :rotfl:
Like your plan....xx"Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
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IA,
You can definitely raise £30 odd to finish citi off - methinks that it's not going to be too long before you're a uni-debter (I think I jsut made that up, but I mean only got 1 debt, not got the debt at uni!)Total Debt 13th Sept 2006 (exc student loan): £6240.06 :eek:
O/D 1 [strike]£1250 [/strike]O/D 2 [strike]£100[/strike] Next a/c [strike]£313.55[/strike]@ 26.49% Mum [strike]£130[/strike] HSBC [strike]£4446.51[/strike]@15.75%[STRIKE]M&S £580.15@ 4.9%[/STRIKE]
Total Debt 30th April 2008: £0 100% paid off!
PROUD TO [STRIKE]BE DEALING [/STRIKE] HAVE DEALT WITH MY DEBT0 -
lol uni debter..... like it!Total 'Failed Business' Debt £29,043
Que sera, sera.
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I like uni-debter. I think that will stick. But speaking of Uni I have always thought that come time IA would be great at OU. She has the determination and she has a sharp brain. OK so you have a lot on your plate at the mo but I think you should think about it one day.0
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Lovely photos of your girls and you're not looking too bad yourself young lady;) One question though - Who's the bloke:DThis is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Lovely photos. Just being nosey IA but did you go through Quidco for your Egg card?What goes around - comes around
give lots and you will always receive lots0
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