Squizz's Fizzy Diary

hypno06

redsquirrel80 wrote: »

So looking forward to Christmas and very excited about next year!

Sounds good enough to me :T

Karmacat

Squizz, its looking brilliant for you for 2012!

redsquirrel80

It's CHRIIIIIIISTMAAAAS! Well, nearly. Finish work today :jGot paid by second job yesterday and main payday is tomorrow. £550-ish left in the bank. Standing orders set to come out on 23rd so will end the year with just £1819.16 of debt.

Annual payrise on 1st Jan too so although the end of January payday is a long way off it will be slightly healthier.

Happy Christmas DFWers! :beer:

Karmacat

Excellent news! I was going to finish work today too, and then got offered some more tomorrow .... thought I'd better take it - I know you won't be on much, if at all, once you stop work (tho f/b rocks!) so I'll just wish you a Merry Christmas now

:xmastree::xmastree::xmastree:

redsquirrel80

Happy new year! I did a silly thing I changed my standing orders to come out on 23rd December.. 2012! Realised when I checked my account just after Christmas and had far more money than I expected. Anyway they've come out today so balance is now down to £1819 - I think. I think, because this is based on my calculations, I haven't had a letter from the DCA for ages. I did email them and ask for accurate balances but not heard back - just chased them again.

So January is looking a bit like this:
Income
Main job 1252.90
Second job 85.70
Carried over 546

---

£1884.60

Outgoings
Rent 350
Phone 37.60
Groceries 100
Eating out 30
Lunches 10
Flute lessons 60
Sheet music 20
Debts 800
Sporty type thingies 24

---

£1431.60

Balance £453

I think I have £1810 on one debt and about £9 left on the other one, so will be aiming to pay off the £819ish at the start of February and the remaining £1000 at the start of March.

Mind you have already spent half of the grocery budget with four weeks left (Christmas food ) so might need to be a bit creative there!

Karmacat

Woo hoo! You can do creative!

Its so close now!

redsquirrel80

Funny little money thing.. logged into Quidco to see if a company was on there - not had a payment from them for ages as I only had tiny bits and pieces. Noticed I'd had a payment in December (it goes to my old bank account where I was paying off the overdraft so hadn't spotted it).. finally got £15 for my Lovefilm account which I opened in.. October 2009 :rotfl: So added to my other little bits I've got £17.50 I didn't know I had.. won't spend it all at once.. or maybe I will!

Pippilongstocking

Yay to extra money........................xxxx

January be the month of the cupboard eating - we'll all be doing it!! xx

redsquirrel80

Indeed, even if it might be dinner of jam and pickles by the end of the month

DCA not answering emails. Did some googling - they apparently don't answer emails, probably want to make you phone - so have written a letter asking for a list of payments and current balance. I just want to know what I need to pay off, grr!

Ah well, Friday and just made a couple of people happy at work, makes a change

Have a nice weekend x

Karmacat

Good for you for not phoning - I hate that - tho if I can use saynoto0870 I might sometimes compromise.