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Don't know how my IPA was worked out

Hi
I was made BR a month ago and have now received the notice of the IPA which I knew was coming. I have e-mailed the OR to ask for a copy of the SOA she has done for my records and she has replied saying that I should have a copy which I submitted to the court. I wrote back and explained that I do have that but the numbers she came up with (namely the surplus income) are different to mine so I would like a copy of hers as that’s what we will be working too. She has ignored my request. Lets be clear I'm not disputing the IPA I am happy to pay it but I would like to know how it has been calculated.
I'm not sure where to go with this. The OR has been very efficient with everything for instance my creditors were notified within a week of my interview and buying the BI in my car was sorted in a matter of days. I don’t want to get shirty with them but really would like to see the numbers. Is this a big ask? Are they obliged to send me a copy?

Thanks again
Who

Comments

  • DotandDot
    DotandDot Posts: 14 Forumite
    Hi Who
    Sorry i cant help with your questions, but im after a bit of info as to the procedure of BR
    I filled out the debt remedy form at cccs and it says to go the br route, so just spoke to someone and they are sending some forms to fill in.
    Now crapping myself
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    The whole idea of an IPA is that BOTH sides have to agree to the figures, your well within your rights to contact your recivers office again & ask for a breakdown of how they reached the figures, because you asked once & didnt receive anything it could be simply they're just busy...I would ring again & see what they say and IF the examiner dealing with your case still seems to be unhelpful your within your rights to complain to the receiver based at that office

    it is afterall an income payment agreement
    We all die. The goal isn't to live forever, the goal is to create something that will
  • Im glad you asked this question as the soa I filled in was altered when I had my telephone interview with my OR
    i.e. there were things that they let me claim for and things that they wouldnt. So amounts were changed, I never received this new soa, I guess I should also ask my OR for a copy of the soa on my file
    cl
    :j
  • Well I sent another e-mail explaining why I want it so will see if she replys. She normally does within a couple of hours and sent it this morning and i've heard nothing yet. Maybe it'll turn up in the post
  • confused76
    confused76 Posts: 12,680 Forumite
    Part of the Furniture Combo Breaker
    i would keep pushing for it, it's only fair for you to see how they got to their figures...
  • curly04
    curly04 Posts: 7,247 Forumite
    i waited 4 months and never got what break down they had come up with for me
    then my circs changed and it took 6 months to get the letter confirming i didn't have to pay (which i hadn't been doing as i didnt have the money)
    Total Weight Loss - 28lb and counting
    AD 17/11/2010
  • Darnit_2
    Darnit_2 Posts: 359 Forumite
    edited 5 October 2010 at 7:10PM
    Curly I think you and I live parallel lives.

    Op, ask again for teh breakdown, i got one with mine, but they are generally slow. If you have the IPA amount pay it straight away. We contested some figures and ended up being asked to backdate it and we didn't have the money saved up.
    :D
  • curly04
    curly04 Posts: 7,247 Forumite
    Darnit only 5 days to go - all excited for you
    Total Weight Loss - 28lb and counting
    AD 17/11/2010
  • debtinfo
    debtinfo Posts: 7,012 Forumite
    Hi
    I was made BR a month ago and have now received the notice of the IPA which I knew was coming. I have e-mailed the OR to ask for a copy of the SOA she has done for my records and she has replied saying that I should have a copy which I submitted to the court. I wrote back and explained that I do have that but the numbers she came up with (namely the surplus income) are different to mine so I would like a copy of hers as that’s what we will be working too. She has ignored my request. Lets be clear I'm not disputing the IPA I am happy to pay it but I would like to know how it has been calculated.
    I'm not sure where to go with this. The OR has been very efficient with everything for instance my creditors were notified within a week of my interview and buying the BI in my car was sorted in a matter of days. I don’t want to get shirty with them but really would like to see the numbers. Is this a big ask? Are they obliged to send me a copy?

    Thanks again
    Who

    I think the problem may be terminology here, The Term SOA actually means the whole of the form that you submit to the court and so the OR is right in saying this. What we use on here to mean SOA is the income and expenditure list so write back and ask for a calculation of how the IPA has been worked out
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
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