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Can't make this months Payplan payment

Just wondered if anyone has ever had to miss a months payplan payment and what effects it had?

I've just had to pay out to get my car through its MOT and thats left me with no money to pay Payplan on the 1st. I've been trying to contact them today but have been constantly on hold so not been able to talk to anyone.

My payplan has been going for over a year and i don't have any trouble with any of the creditors anymore, i am concerned that not being able to pay this month will cause numerous problems but i cant see how i've got any other choice.

Comments

  • RAS
    RAS Posts: 35,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi

    Send them and e-mail, or keep trying. they are used to this sort of thing.
    If you've have not made a mistake, you've made nothing
  • I've left them a message asking someone to ring me, if i've not heard anything in the morning i'll try ringing them again. Thanks
  • As RAS says, they are used to this sort of thing.

    If you miss just one payment, then I shouldn't imagine it will cause too many problems...we all have those unexpected expenses that we've not budgeted for. Creditors should be ok if it is just one month you miss.
    Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free :)
    Mortgage free since 2014 :)
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