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it's a rant beware!

cattie1
Posts: 2,068 Forumite


I am so sick of money
-i got my pay on friday-it has already all gone on bills and i still need to pay another £200 before the 4th oct, it's my nephews birthday on tues then y oh n wed (which i promised we would go out for as the kids are being babysat):rolleyes:
I asked my mam to sell soe stuff on ebay for me but as she has to pay a fee and the money would be transferred in to her bank (then eaten by o/d) she refused, can't have carboot sale or sell anything on amazon, have £20 from quidco coming, but i'm gonna need this to buy gas and elecctric for the meter.
oh still smokin and the more i get stressed the more he smokes.
worked out that i need to pay £300 (if i manage to pay the £200, £500 if not!)more out than i get paid next month too!(party for child-already booked:rolleyes: )
It doen't matter what i do i never manage to get anything paid off!
It's getting me so down the fact i can't cut anthing else down and can't make anymore money, i got paid £40 more than last month even though i did 26 hours more because of tax:wall:

I asked my mam to sell soe stuff on ebay for me but as she has to pay a fee and the money would be transferred in to her bank (then eaten by o/d) she refused, can't have carboot sale or sell anything on amazon, have £20 from quidco coming, but i'm gonna need this to buy gas and elecctric for the meter.
oh still smokin and the more i get stressed the more he smokes.

worked out that i need to pay £300 (if i manage to pay the £200, £500 if not!)more out than i get paid next month too!(party for child-already booked:rolleyes: )
It doen't matter what i do i never manage to get anything paid off!
It's getting me so down the fact i can't cut anthing else down and can't make anymore money, i got paid £40 more than last month even though i did 26 hours more because of tax:wall:
official dfw nerd club member no 214
Proud to be dealing with my debts!;)
Why is a person that handles your money called a broker?!
Proud to be dealing with my debts!;)
Why is a person that handles your money called a broker?!

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Comments
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Hugs
cant think of anything else to suggest
take it that you cant cancel the childs party or scale it back a wee bit?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Just curious. Why do you need your mum to sell stuff on ebay for you. Why can't you do it?
There must be some way you can save. Perhaps post a SOA on here and others can help youWendy0 -
Hugs, it gets like that sometimes.Barclaycard 3800
Nothing to do but hibernate till spring
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Why can't you do a car boot?0
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I like a good rant - always makes me feel better afterwards:D
I'm sure that when you calm down, you can sit back, prioritise and compromise.
Good luckI am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
cattie1 wrote:i got paid £40 more than last month even though i did 26 hours more because of tax:wall:
Don't understand that bit.
26 hours @ minimum wage = £130ish. Tax and NI would take maximum £30 off that, so that's £100 in your bank account. Where did the rest go??? (figures rounded for fag-packet calculation factor!)British Ex-pat in British Columbia!0 -
wendyl1967 wrote:Just curious. Why do you need your mum to sell stuff on ebay for you. Why can't you do it?
There must be some way you can save. Perhaps post a SOA on here and others can help you
because i don't have a p.c.only use one at work and aren't even supposed to be on here!;) so if i started trying to photograph and sell stuff i think i might get wrong!official dfw nerd club member no 214
Proud to be dealing with my debts!;)
Why is a person that handles your money called a broker?!0 -
bikerqueen wrote:Why can't you do a car boot?
at present no car=no car boot! lol
because i need the money by the 4th (9th at very VERY latest) no time off work now so no chance of doing that!official dfw nerd club member no 214
Proud to be dealing with my debts!;)
Why is a person that handles your money called a broker?!0 -
Now I see.
Does you mum live locally. Could you set up your own ebay and paypal account and then sell the stuff yourself. Or go to your local library and use their computers. Just an idea. I find ebay great for getting rid of lots of stuff and making some extra money.Wendy0 -
your first problem is you need to find the black hole thats eating your money, you need to list every penny that goes out, you need to cut everthing thats not a life neseccity (sp?) (been working to long) you need to setup a bills account and pay all bills money to that account FIRST when you get paid and use the rest for food debt very few little treats.If it doesnt pay rent sell it.
Mortgage - £2,000
Updated - November 20120
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