We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Surely they can't do this?!

2»

Comments

  • Ok, so if they published such personal information this is most definately in breach of:

    OFT guidelines
    Data Protection Act

    You should report them to both bodies and even contact the police (don't call 999 but go to local station).

    You may need to insist to speak to the station sergeant (don't let the officer on the desk fob you off) but you should definately log a complaint.

    May even be worth taking legal advice as there may be a case here for going to court on harrassment.

    SnV
    rosyw wrote: »
    Thanks you for the replies. I shall make sure she reports it to all relevant people.
    This sort of behaviour is totally unacceptable. The first of the messages stated her name & address and ALL details of the repossession! I'm assuming that it was sent to everyone on facebook who has the same name. I have told her also to report this as abuse on facebook, at least this "person" should then been thrown off.
    LBM & Debt July 2010 [STRIKE]£19,000[/STRIKE] now - £11,619.60 Long Haul Supporter #247

    Remember Income > Expenditure = MSE Heaven :A and Income < Expenditure MSE Hell :(

    Current STB (sticking to budget) Counter - day 109 (Personal Best - 109 days!)
  • dizzybuff
    dizzybuff Posts: 1,512 Forumite
    Ok, so if they published such personal information this is most definately in breach of:

    OFT guidelines
    Data Protection Act

    You should report them to both bodies and even contact the police (don't call 999 but go to local station).

    You may need to insist to speak to the station sergeant (don't let the officer on the desk fob you off) but you should definately log a complaint.

    May even be worth taking legal advice as there may be a case here for going to court on harrassment.

    SnV

    The front desk clerk will take the information off you and log the crime for you . Or request an appointment with an Neighbourhood officer.

    To behonest the above is good advise , but in the short term your daughter would be better phoning the non urgent number of the local force and report the crime that way. This will then be tasked to the PST ( Public service team ) who will make an appointment to see your daughter at her home , your home or the station. It would be doubtful you would get to see the station sergent as its very doubtful they will be in and you could have a very long wait.

    The PST should send someone to see you within 48hours. At your convieniance. You can always refuse the appointment and they will task it to response, but again you could be in for a long wait.

    If it is a little local station pop down but you may have to wait till an officer is available.

    HTH.
    ONE HOUSE , DS+ DD Missymoo Living a day at a time and getting through this mess you have created.
    One day life will have no choice but to be nice to me :rotfl:
  • rosyw
    rosyw Posts: 519 Forumite
    PPI Party Pooper
    edited 20 September 2010 at 7:41PM
    Many thanks, I'll have a word with my solicitor in the morning as I have to speak to her anyway about my house sale/purchase - more stress!
    My daughter has said she will phone police in the morning, she is feeling to stressed to deal with anymore today, but like myself would like to make sure that at least this nasy piece of work doesn't get away with it and do it again to someone else! I hope at the very least, that he loses his job!
    It really is about time that these people stop treating those that have financial troubles like criminals.
  • dizzybuff wrote: »
    Your daughter would be better phoning the non urgent number of the local force and report the crime that way. This will then be tasked to the PST ( Public service team ) who will make an appointment to see your daughter at her home , your home or the station. It would be doubtful you would get to see the station sergent as its very doubtful they will be in and you could have a very long wait.

    The PST should send someone to see you within 48hours. At your convieniance. You can always refuse the appointment and they will task it to response, but again you could be in for a long wait.

    If it is a little local station pop down but you may have to wait till an officer is available.

    HTH.

    Thats good too :)

    I'm just a little more direct :D

    SnV
    LBM & Debt July 2010 [STRIKE]£19,000[/STRIKE] now - £11,619.60 Long Haul Supporter #247

    Remember Income > Expenditure = MSE Heaven :A and Income < Expenditure MSE Hell :(

    Current STB (sticking to budget) Counter - day 109 (Personal Best - 109 days!)
  • As there is a court order in place for the repo, I think i would go back to the original court with copies of the facebook messages and a complaint over the execution of the court order. I have no idea whether there is a formal procedure in place for such a complaint, but I think that the judge who issued the order would not be too pleased at how his order is being abused.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • marko21
    marko21 Posts: 25 Forumite
    edited 20 September 2010 at 8:23PM
    For info below - (exert from statutelaw.gov.uk) you may find this legislation handy to know when being perused by unscrupulous persons/bailiffs who should be acting within the law. THIS IS CRIMINAL LAW AND NOT CIVIL!!!!


    The Administration of Justice Act 1970.

    Section 40 of the act provides that a person commits an offence if, with the object of coercing another person to pay money claimed from the other as a debt due under contract, he or she:
    1. harasses the other with demands for payment which by their frequency, or the manner or occasion of their making, or any accompanying threat or publicity are calculated to subject him or his family or household to alarm, distress or humiliation;
    2. falsely represents, in relation to the money claimed, that criminal proceedings lie for failure to pay it;
    3. falsely represent themselves to be authorised in some official capacity to claim or enforce payment;
    4. utters a document falsely represented by him to have some official character or purporting to have some official character which he knows it has not.
    Paragraph (1) above does not apply to anything done by a person which is reasonable (and otherwise legal) for the purpose of:
    • of securing the discharge of an obligation due, or believed by him to be due, to himself or to persons for whom he acts, or protecting himself or them from future loss; or
    • of the enforcement of any liability by legal process.
    It is also provided that a person may be guilty of an offence under paragraph (1) above if he concerts with others in the taking of such action as is described in that paragraph, notwithstanding that his own course of conduct does not by itself amount to harassment.
    Mortgage @ April 2010 £86000 (18yr 2 yr Fixed 3.99 then 1.99 over BR - Currently 2.49)
    Balance @ Jan 2017 £56992
    Over payment's
    to date £2100
    MF Date - March 2020 or sooner
  • All good advice however, I'd also tell your daughter not to open the door to these people, under no circumstances allow them into the house, let them take the car and if they do try to gain entry into her home dial 999. Even baliffs cannot enter your home unless invited or a court order and police presence.
    Beth :)
  • dizzybuff
    dizzybuff Posts: 1,512 Forumite
    Thats good too :)

    I'm just a little more direct :D

    SnV


    Yeh good but dependent where she lives she may have to take a sleeping bag and a flask of soup for the wait.

    Resources are a tad stretched at the moment :o
    ONE HOUSE , DS+ DD Missymoo Living a day at a time and getting through this mess you have created.
    One day life will have no choice but to be nice to me :rotfl:
  • dizzybuff
    dizzybuff Posts: 1,512 Forumite
    marko21 wrote: »
    For info below - (exert from statutelaw.gov.uk) you may find this legislation handy to know when being perused by unscrupulous persons/bailiffs who should be acting within the law. THIS IS CRIMINAL LAW AND NOT CIVIL!!!!


    The Administration of Justice Act 1970.

    Section 40 of the act provides that a person commits an offence if, with the object of coercing another person to pay money claimed from the other as a debt due under contract, he or she:
    1. harasses the other with demands for payment which by their frequency, or the manner or occasion of their making, or any accompanying threat or publicity are calculated to subject him or his family or household to alarm, distress or humiliation;
    2. falsely represents, in relation to the money claimed, that criminal proceedings lie for failure to pay it;
    3. falsely represent themselves to be authorised in some official capacity to claim or enforce payment;
    4. utters a document falsely represented by him to have some official character or purporting to have some official character which he knows it has not.
    Paragraph (1) above does not apply to anything done by a person which is reasonable (and otherwise legal) for the purpose of:
    • of securing the discharge of an obligation due, or believed by him to be due, to himself or to persons for whom he acts, or protecting himself or them from future loss; or
    • of the enforcement of any liability by legal process.
    It is also provided that a person may be guilty of an offence under paragraph (1) above if he concerts with others in the taking of such action as is described in that paragraph, notwithstanding that his own course of conduct does not by itself amount to harassment.


    It is criminal , but the car is still a civil debt . Dont you just love legal Jargon.:rotfl: The civil debt still stands unfortunatly.
    ONE HOUSE , DS+ DD Missymoo Living a day at a time and getting through this mess you have created.
    One day life will have no choice but to be nice to me :rotfl:
  • dizzybuff
    dizzybuff Posts: 1,512 Forumite
    beth58 wrote: »
    All good advice however, I'd also tell your daughter not to open the door to these people, under no circumstances allow them into the house, let them take the car and if they do try to gain entry into her home dial 999. Even baliffs cannot enter your home unless invited or a court order and police presence.


    They cant really enter with a police presence unless they have a warrent, the court order or being invited will do . Police would just be there to prevent a Breach of the peace, or preswade her to open the door.:D
    ONE HOUSE , DS+ DD Missymoo Living a day at a time and getting through this mess you have created.
    One day life will have no choice but to be nice to me :rotfl:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.5K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.4K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.