Monday 23rd August - what small DFW things will you do today??!

La_escocesa

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

This is what I'll do:

- Make lunch for work
- NSD
- Clean my kitchen!!
- HW on for 20 mins only!!
- Dinner from stores but no idea what...
- Work hard :A
- Claim overtime :T
- Joined 100 day challenge! Clear that cc by 10 Dec!! eek.

Happy Monday y'all!

catmiaow

Hello all,

My list for today:

[STRIKE]Second week in new job
Email friend back
Do comps before work
Check bank[/STRIKE]
[STRIKE]Call onenightfree if they don't call me - have to call back on 3rd sept, stupid system of their's grrr
Call estate agents for feedback if they don't call me - shock horror she was and is coming for second viewing on weds. [/STRIKE]
Pay money in the bank - Will do tomorrow
[STRIKE]Do more comps[/STRIKE]
[STRIKE]Stir fry for dinner[/STRIKE]
[STRIKE]Go to Mr T and get bread rolls for lunch[/STRIKE]
[STRIKE]Time with other half tonight[/STRIKE]
[STRIKE]Use free texts and mins[/STRIKE]

Decided a possible venue for the wedding in 2012, and started on a guest list - exciting stuff!

Hope everyone has a good day!

OliveOyl_2

Morning All :hello:
Thanks La E
Sunny Monday here, after a weekend packed with being fed We had a wedding on Saturday, and TWO lunch dates yesterday. We did warn the 2nd one that we would be late and fed, (Popeye managed a second meal though :rotfl:) but we wanted the chance to catch up with old friends.

I'm not sure why I'm not losing weight..........

Today I have/will:

• I'm going to restart doing comps......
• will do the survey that has landed in my inbox
• send off my qualifications for verification (meant to do this Friday )
• water seedlings
• catch up on correspondence
• edit lists (Christmas pressie/thinks to take to UK/things to bring back from UK/etc
• meal from plan - Popeye has been impressed how much we're saving by doing this and we've had some ace meals....
• carry on knitting

have a great day everybody :A

Vampy

Morning!

Rainy here, but I like this weather, so it doesn't get me down. My list is fairly simple.

-Walk to work (saving £1.95 and it's healthy!) - Done
-Take my own lunch (saving loads again!)- Done
-Have to spend some money for shampoo (but won't get my usual, as it's on my shopping list, so will get a small sample to last the week - should fall within what's in my purse).- Done
-Only spend what's in my purse this week/weekend. Which is £7.50 (found some change loose in my bag!).- In progress!
-Walk home from work!- Done
-Lurk on DFW forum when I come back - Doing!!!

sherry16

Morning all!

Working from home today (hoorah!) so today I will:

Spend 20 minutes doing competitions
Ironing
Hokey Cokey x 1
Meal from Plan
Order Moonpig birthday card for Mum
Finish work I've been putting off!
NSD (managed a whole NS weekend! :j)
Join sealed pot challenge (bit late in the year I know)
Attend ante-natal class x 2

That's about ti for today folks! Have a great day everyone!

x

stitching_witch

Morning everyone. A week off for me, but still up at 6.15!

Yesterday we had a successful visit to collect DGS from his dad's. We go once a month and costs us about £17 for the round trip, which doesn't sound very DFW. However, as well as getting a lovely roast dinner, we went foraging and came home with a handful of blackberries, 2.5 lbs of elderberries and 21.5 lb of the sweetest mirabelle plums I've ever found, which were growing wild at the edge of the football field.:T


My list for today:

• check banking (not good, but not horrendous)
• check for surveys
• write a meal plan for the rest of the month
• meals from stores
• bottle some mirabelles in brandy for Xmas presents
• make mirabelle jam
• DH to make mirabelle wine
• have an NSD

This week will be dedicated to ripping out the utility room and maximising the storage in there so I might just make a start whilst DH is still asleep (he crawled into bed at 4.15 :mad:)

Catch up with you all later
Stitchy x

sibles

Morning all
Day 2 of trying hard again, its raining/been raining quite a bit here by the sound of it.

Today I have/will:

Had breakfast at home - DONNE
Taking lunch to work - DONE (but bought a cake and drink to supplement)
All searches through swagbucks (13 SBs already this morning) - KEEP DOING
Daily SB clicks (2 SBs for clicking, 1 for using toolbar) - DONE
Think I might walk to work today (saves £2.20, £3.80 if I walk home too) - WALKED IN, GOING TO WALK HOME TOO
Try for NSD - SEE LUNCH COMMENT
Surveys if I get any
Did some email clicking through new offer club - up to £18 - paypal cash at £30
Need to do some dooyoo reviews
Make some banana bread with past best bananas tonight
Last 2 leaving presents to be made
Make coffee at work rather than buy from canteen (may need to buy milk) _ BUYING MILK TOMORROW

Will leave it at that for now.
Have a good day all

OrangeFairy

Morning all!!

Really please with yesterday. Trip tp tescos and got nearly everything i needed to finish school bits.

Today

Go in extra early to see my friend and her children so i can catch a lift with OH and not pay £4 o the bus.
Decide what to do today - beach if clears up, swimming or indoor play area!
Check Wilkinsons for lucnh box for DD2
Dinner at Mums
Scratches
Check banking
surveys
one poll
give out last christening invitations
No working today as i am working tomorrow instead
Keep an eye on electricity monitor and turn all plugs off
Carry on with Christening book
Take facebook code to indoor play area if we got to get a free jug of squash :-)

Thats me

I hope everyone has a great day xxxx

WelshWoofer

Morning all!
Hope everyone has a good Monday.

We're both off this week and have a few things planned - today we have a spa day with 2 treatments each, then tomorrow we're going to the lakes for 2 nights with the dog.

Feeling a bit fed up today - just weighed and I've not lost anything, in fact I've put on a pound - not at all surprising when you consider what I've scoffed. At least its given me a kick up the bum to do something about it - I am about 10 lbs heavier than I feel is ok for me (not absolutely tons but enough to feel fatter and self conscious - boo!).:o

So enough feeling sorry for myself....

• Walk the dog for much needed exercise
• Go to spa thing and try to enjoy it
• I too joined the 100 day challenge last night
• Update diary
• Checked banks - no surprises
• Try not to spend too much
• Start packing for the lakes
• Print out maps
• Read library book
• Going out somewhere for tea so will try not to eat too much and spend the minimum

That's all for now - have a good day!

josiebabie

Morning!

Not too much of a list today:
- Check banking
- Go over budget again, sure I need to tweak it somewhere
- Turn HW off when I get home, forgot to do this this morning :mad:
- Try and rescue left overs from last night
- Sort clean dry washing
- Empty tumble
- Sell a purge today hopefully!

Jx

PurpleFairy26

Morning all, happy Monday to everyone!

Small list today I think:
Check banking
Continue to sort for carboot, found a huge amount of stuff yesterday, much tucked away. I have been very ruthless. I did used to buy some rubbish that I didn't need!! It was also a bit of an eyeopener just to remind me how easy it is to buy stuff you don't need
Washing on, dry inside
Pop out for some paint stripper to continue with sanding bannister
Work out best place to get euros for weekend away
Tea from stores - another new recipe. Delias casserole a big hit last night
Try and dodge the rain to get the blackberries - they seem to be alluding me this year!!!
Send DH tax disc from old van back for a rebate
Organise car so it can be taken abroad at weekend (it's a company vehicle)
Sort DD child trust fund Grrr- HSB* are being rubbish...

Have a good day everyone x