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Don't give up hope- finally a solution came!

:beer:AFTER GOING TO THE CAB IN OCT 2008, TAKING ADVICE, SEEING A FINANCIAL ADVISER AT THEIR RECOMMENDATION, GOING THROUGH STRESS LIKE WE'VE NEVER EXPERIENCED, HAVING THE FIRST IVA REJECTED, OUR IVA IS NOW IN PLACE AS OF TOMORROW (FIRST PAYMENT).
I LOST WEIGHT, GAINED WEIGHT, CRIED, WAS ILL, GOT STRESSED, PUT MY BLOOD PRESSURE UP, ARGUED ETC.........

ALL I WILL SAY IS TRY TO BELIEVE IT WILL ALL WORK OUT AND DON'T WASTE TIME BEING NEGATIVE AND CRYING LIKE I DID- BE POSITIVE AND START LOOKING FORWARD TO A SOLUTION. FINALLY, I CAN SLEEP X GOOD LUCK TO YOU ALL X :j

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